2205 Usher Ave, Sumner, IA 50674 Property Records

Bremer County property record for 2205 Usher Ave, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,303 sqft · built 1934
Lot Size	7.54 acres (328,442 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2012)
Tax Bill	$5,390 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-04-100-005`

Property Details

APN / Parcel Number

Primary APN	`12-04-100-005`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,303 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	328,442 sqft (7.54 acres)
Garage Type	Attached
Garage Area	1,079 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	280 sqft
Deck Area	Deck Area
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2205 USHER AVE
City	SUMNER
State	IA
Zip	50674-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04-91-11 PARCEL B NW FR NW FR
Legal Range	11W
Legal Township	91N
Legal Section	04
Legal Block	91
Legal Lot Number	11
Jurisdiction	BREMER IA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2003
Census Tract	4300

Owner

2205 Usher Ave is owned and occupied by two individuals who bought it in June 2012.

Source: Bremer County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2205 USHER AVE, SUMNER, IA 50674-9029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2012 · Amount on File
Deed Sale	Jun 1, 2012 · Amount on File
Deed Document Number	20122496
Prior Transfer Date	Apr 12, 2012
Prior Transfer Doc	20121753
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	2205 USHER AVE, SUMNER, IA 50674-9029
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223349
Date	Sep 7, 2022
Instrument	20223349

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 6, 2047

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	2205 USHER AVE, SUMNER, IA 50674-9029
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202202
Date	Jun 11, 2020
Instrument	20202202

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2205 Usher Ave was $5,390 with a homeowner's exemption, up 5.3% from the year before.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Wapsie Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,390.00 (+5.31%) Homeowner's exemption	$478,160 Land $82,700 Building $395,460	$478,160 Land $82,700 Building $395,460
2024	$5,118.00
2023		$405,350 Land $88,500 Building $316,850	$405,350 Land $88,500 Building $316,850
2022	$4,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 Usher Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1999–2017)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 Usher Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Readlyn Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300

May also be available: GigFire, Verizon.

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