2205 Tarpon Rd, Naples, FL 34102 Property Records

Collier County property record for 2205 Tarpon Rd, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,601 sqft · built 1969
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (May 2011)
Tax Bill	$7,927 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`128800 12 315A15`

Property Details

APN / Parcel Number

Primary APN	`128800 12 315A15`
Alternative APNs	`1841032000303430012315` `18410320003`

Interior

Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Waterfront
Pool Area	392 sqft
Deck Area	443 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	2205 TARPON RD
City	NAPLES
State	FL
Zip	34102-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	ROYAL HARBOR UNIT 3 BLK 12 LOT 31
Legal Range	25
Legal Township	50
Legal Section	15
Legal Subdivision	ROYAL HARBOR UNIT 3
Legal Tract	128800
Legal Block	12
Legal Lot Number	31
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1011
Census Tract	600

Owner

2205 Tarpon Rd is owned and occupied by an individual who bought it in May 2011.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2205 TARPON RD, NAPLES, FL 34102-1562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2011 · Amount on File
Deed Sale	May 2, 2011 · Amount on File
Deed Document Number	20114555401
Deed Book / Page	4676 / 3500
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2205 TARPON RD, NAPLES, FL 34102-1562
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060001952
Date	Aug 20, 2021
Book Page	6000/1952
Instrument	6115914

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2205 TARPON RD, NAPLES, FL 34102-1562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054040882
Date	Jun 12, 2017
Book Page	5404/0882
Instrument	5416456

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2205 TARPON RD, NAPLES, FL 34102-1562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058432571
Date	Nov 12, 2020
Book Page	5843/2571
Instrument	5952583

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2205 TARPON RD, NAPLES, FL 34102-1562
Document Number	0058013082
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2205 TARPON RD NAPLES FL 341021562, NAPLES, FL 34102-1562

Mortgage

Document Number	0058013082
Date	Aug 13, 2020
Book Page	005801/003082
Instrument	5908217

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2205 Tarpon Rd was $7,927 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$892,685 (+2.7%)	$1,900,140 (-16.75%) Land $1,735,013 Building $165,127
2025	$7,927.00 Homeowner's exemption	$869,216	$2,282,585 Land $2,220,816 Building $61,769
2023	$7,618.00 (-2.36%) Homeowner's exemption	$820,116 (+3%)	$2,500,183 (+33.79%) Land $2,242,170 Building $258,013
2022	$7,802.00 Homeowner's exemption	$796,229	$1,868,741 Land $1,636,784 Building $231,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 Tarpon Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 406 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	961 units insured incl. 555 condo units
Nearby Flood Claims	440 (1980–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 65 claims Hurricane Ian, Oct 2022 · 160 claims Hurricane Ian, Sep 2022 · 152 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 Tarpon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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