Sacramento County property record for 2205 Surrey Rd, Sacramento, CA 95815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,274 sqft · built 1955 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jun 2012) |
| Tax Bill | $2,243 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Oct 2017 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 277-0182-011-0000 |
| Primary APN | 277-0182-011-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2205 SURREY RD |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95815-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SWANSTON ESTATES, LOT 75 |
| Legal Subdivision | SWANSTON ESTATES |
| Legal Lot Number | 75 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5502 |
2205 Surrey Rd is owned and occupied by an individual who bought it in June 2012.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2205 SURREY RD, SACRAMENTO, CA 95815-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2019 | Deed of Trust, Mortgage · Line of Credit PENNYMAC |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2012 · Amount on File |
| Deed Sale | Jun 5, 2012 · Amount on File |
| Prior Sale | Jun 30, 2010 · Amount on File |
| Deed Book / Page | 20120605 / 1108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2205 SURREY RD, SACRAMENTO, CA 95815-3410 |
| Document Number | 1905231254 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 2205 SURREY RD SACRAMENTO CA 958153410, SACRAMENTO, CA 95815-3410 |
| Document Number | 1905231254 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 1905231254 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 2205 SURREY RD, SACRAMENTO, CA 95815-3410 |
| Document Number | 1710200301 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2205 SURREY RD SACRAMENTO CA 958153410, SACRAMENTO, CA 95815-3410 |
| Document Number | 1710200301 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 1710200301 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2047 |
The 2025 property tax bill for 2205 Surrey Rd was $2,243 with a homeowner's exemption, up 5.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $172,943 (+2%) Land $32,021 Building $140,922 | |
| 2025 | $2,243.00 (+5.16%) Homeowner's exemption | $169,553 Land $31,394 Building $138,159 |
| 2024 | $2,133.00 (-0.23%) | |
| 2023 | $2,138.00 (+5.74%) Homeowner's exemption | $162,971 Land $30,176 Building $132,795 |
| 2022 | $2,022.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2205 Surrey Rd in Zone X, where a levee reduces flood risk, though there have been 13 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 13 (1993–2000) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Feb 2000 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2205 Surrey Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 300 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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