2205 Stuart Ave, Richmond, VA 23220 Property Records

Richmond City property record for 2205 Stuart Ave, Richmond, VA 23220

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,393 sqft · built 1911
Lot Size0.067 acres (2,919 sqft)
Owner2 Individual Names on Record
Last Sale$1,260,000 (Jul 2024)
Tax Bill$14,772 (2026)
Deeds & MortgagesJan 2026 Mortgage
Nov 2023 Line of Credit
+ 2 more
APNW-000-1002-012

Property Details

APN / Parcel Number

Primary APNW-000-1002-012

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,393 sqft Living Area
1st Floor Area1,508 sqft
Basement Area377 sqft
Finished Basement377 sqft
Unfinished Basement377 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1935
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeFlat
Roof MaterialOther
Lot Area2,919 sqft (0.067 acres)
Lot Dimensions125 ft deep x 23 ft wide
PorchSlab
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2205 STUART AVE
CityRICHMOND
StateVA
Zip23220-3423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6 SINGLE
Legal Description0023.50X0125.00 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1004
Census Tract41000

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2205 STUART AVE, RICHMOND, VA 23220-3423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
FULTON BANK NA
Nov 21, 2023Deed of Trust, Mortgage · Line of Credit
THE OLD POINT NATIONAL BANK OF PHOEBUS
Oct 6, 2020Deed of Trust, Mortgage · Line of Credit
VILLAGE BK
May 3, 2019Warranty Deed, Transfer
AFFILIATED INVS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2024 · Amount on Record
Deed SaleJul 15, 2024 · Amount on Record
Prior SaleMay 3, 2019 · Amount on Record
Deed Document Number202411224
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2205 STUART AVE, RICHMOND, VA 23220-3423
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 STUART AVE, RICHMOND, VA 23220-3423

Mortgage

Document Number0000001522
DateJan 29, 2026
Instrument260001522
Lender
NameFULTON BANK NA
TypeBank
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2041
Interest
Rate TypeAdjustable Rate
Rate5.87%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2205 STUART AVE, RICHMOND, VA 23220-3423
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017380
DateNov 21, 2023
Instrument230017380
Lender
NameTHE OLD POINT NATIONAL BANK OF PHOEBUS
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2205 STUART AVE, RICHMOND, VA 23220-3423
Document Number0000023736
Instrument DateOct 6, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2205 STUART AVE RICHMOND VA 232203423, RICHMOND, VA 23220-3423

Mortgage

Document Number0000023736
DateOct 9, 2020
Instrument23736
Lender
NameVILLAGE BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateMay 3, 2019
Property Address2205 STUART AVE, RICHMOND, VA 23220-3423
Document Number0000008362
Instrument DateMay 1, 2019
Instrument8362
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$338.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4224 W BROAD ST #C RICHMOND VA 232303366, C, RICHMOND, VA 23230-3366

Mortgage

Document Number8363
DateMay 3, 2019
Instrument8363
Lender
NameAFFILIATED INVS LLC
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,772.00 (+4.86%)$1,231,000 (+13.67%) Land $350,000 Building $881,000$1,231,000 (+13.67%) Land $350,000 Building $881,000
2025$14,088.00 (+70,34%)
2024$1,083,000 Land $310,000 Building $773,000
2023$1,083,000 Land $310,000 Building $773,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1982–2005)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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