2205 Scott Blvd, Covington, KY 41014 Property Records

Kenton County property record for 2205 Scott Blvd, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,434 sqft · built 1909
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Dec 2020)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-22-016.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-22-016.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,434 sqft Finished Area
Gross Area	1,609 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick
Roof Material	Slate
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2205 SCOTT BLVD
City	COVINGTON
State	KY
Zip	41014-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE PT LOTS 25-26 35'X 100' WS SCOTT 94' S WALLACE
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	25,26
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2205 SCOTT BLVD, COVINGTON, KY 41014-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN MTG SVC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG
Dec 18, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN MTG SVC
Apr 7, 2020	Warranty Deed, Transfer · Conventional with PMI CITIZENS BK NA
Apr 18, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	20205900124
Deed Book / Page	61 / 586
Last Transfer Date	Oct 30, 2021
Transfer Doc	0005900038
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Dec 27, 2021
Property Address	2205 SCOTT BLVD, COVINGTON, KY 41014-1238
Document Number	0005900038
Book / Page	138 / 595
Instrument Date	Oct 30, 2021
Instrument	21122705900038
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 SCOTT BLVD, COVINGTON, KY 41014-1238
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900039
Date	Dec 27, 2021
Book Page	317/204
Instrument	21122705900039

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2205 SCOTT BLVD, COVINGTON, KY 41014-1238
Document Number	0000000125
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2205 SCOTT BLVD COVINGTON KY 410141238, COVINGTON, KY 41014-1238

Mortgage

Document Number	0000000125
Date	Dec 18, 2020
Book Page	00M143/000001
Instrument	125

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2205 SCOTT BLVD, COVINGTON, KY 41014-1238
Document Number	0000000126
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2205 SCOTT BLVD COVINGTON KY 410141238, COVINGTON, KY 41014-1238

Mortgage

Document Number	0000000126
Date	Dec 18, 2020
Book Page	00M143/000017
Instrument	126

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 17, 2030

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 18, 2020
Property Address	2205 SCOTT BLVD, COVINGTON, KY 41014-1238
Document Number	0000000124
Book / Page	000061 / 000586
Instrument Date	Dec 15, 2020
Instrument	124
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2205 SCOTT BLVD COVINGTON KY 410141238, COVINGTON, KY 41014-1238

Mortgage

Document Number	125
Date	Dec 18, 2020
Book Page	00M143/000001
Instrument	125

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Mortgage

Document Number	126,
Date	Dec 18, 2020
Book Page	00M143/000017
Instrument	126

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 17, 2030

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 7, 2020
Property Address	2205 SCOTT BLVD, COVINGTON, KY 41014-1238
Document Number	0000000222
Book / Page	000015 / 000905
Instrument Date	Mar 27, 2020
Instrument	222
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 SCOTT BLVD COVINGTON KY 410141238, COVINGTON, KY 41014-1238

Mortgage

Document Number	223
Date	Apr 7, 2020
Book Page	000M29/000427
Instrument	223

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Apr 18, 2018
Property Address	2205 SCOTT BLVD, COVINGTON, KY 41014-1238
Document Number	0000000056
Book / Page	0C6392 / 000072
Instrument Date	Feb 12, 2018
Instrument	56
Transaction Type	Foreclosure
Record Updated	May 9, 2018

Transaction

Amount	Amount Recorded
Tax	$53.33
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,729.00 (-0.51%)	$206,000 (-) Land $5,000 Building $201,000	$206,000 (-) Land $5,000 Building $201,000
2023	$2,743.00	$206,000 Land $5,000 Building $201,000	$206,000 Land $5,000 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Scott Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures