Minnehaha County property record for 2205 S Stephen Ave, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1974 |
| Lot Size | 0.233 acres (10,158 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $4,381 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-26-131-013-000 |
| Primary APN | 01-22-26-131-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,288 sqft Finished Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,242 sqft |
| Finished Basement | 1,125 sqft |
| Family Room | Family Room |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,158 sqft (0.233 acres) |
| Lot Dimensions | 122 ft deep x 83 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 40334 |
|---|---|
| Street Address | 2205 S STEPHEN AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-4440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLOCK 6 MOCKING BIRD HILL ADDN TO CITY OF SIOUX FALLS |
| Legal Subdivision | MOCKING BIRD HILL ADDN |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1801 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 2205 S STEPHEN AVE, SIOUX FALLS, SD 57103-4440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK |
| Aug 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 9, 2020 |
| Transfer Doc | 597DEED/874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 2205 S STEPHEN AVE, SIOUX FALLS, SD 57103-4440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1895MTG/979 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 1895 MTG/979 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Aug 3, 2020 |
| Property Address | 2205 S STEPHEN AVE, SIOUX FALLS, SD 57103-4440 |
| Document Number | 597DEED/874 |
| Book / Page | 597 DEED / 874 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2205 S STEPHEN AVE, SIOUX FALLS, SD 57103-4440 |
| Document Number | 1893MTG533 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 1893 MTG/533 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,107 (-13.93%) Land $40,055 Building $238,052 | $278,107 Land $40,055 Building $238,052 | |
| 2025 | $4,381.00 | $323,100 (+15.81%) Land $40,500 Building $282,600 | |
| 2024 | $4,381.00 (+18.92%) | $279,000 (+14.39%) Land $46,200 Building $232,800 | |
| 2022 | $3,684.00 | $243,900 Land $46,200 Building $197,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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