Will County property record for 2205 Root St, Crest Hill, IL 60403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,541 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,205 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-04-31-113-019 |
| Primary APN | 11-04-31-113-019 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,541 sqft (0.22 acres) |
|---|
| Street Address | 2205 ROOT ST |
|---|---|
| City | CREST HILL |
| State | IL |
| Zip | 60403-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 90 IN RICHLAND, BEING A SUB OF PRT OF THE NW1/4 OF SEC. 31, T36N-R10E. |
| Legal Range | 10E |
| Legal Township | 36N |
| Legal Section | 31 |
| Legal Subdivision | RICHLAND |
| Legal Lot Number | 90 |
| Jurisdiction | WILL IL |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 880901 |
Source: Will County records · APN 11-04-31-113-019
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2205 ROOT ST, CREST HILL, IL 60403-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Mar 19, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 26, 2004 |
| Transfer Doc | 0000013707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2205 ROOT ST, CREST HILL, IL 60403-1743 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2205 ROOT ST, CREST HILL, IL 60403-1743 |
| Document Number | 0000070903 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | R2025070903 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2205 ROOT ST, CREST HILL, IL 60403-1743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021811 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | R2020021811 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.95% |
| Change Frequency | Monthly |
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Crest Hill City |
| County | Will County |
| County Subdivision | Lockport Township |
| Secondary School District | Lockport Township High School District 205 (09 - 12) |
| Elementary School District | Richland School District 88A (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,205.00 (+22.92%) | ||
| 2024 | $57,660 (+25.48%) Land $21,182 Building $36,478 | $172,980 (+25.48%) Land $63,546 Building $109,434 | |
| 2022 | $3,421.00 Homeowner's exemption | $45,950 Land $16,879 Building $29,071 | $137,850 Land $50,637 Building $87,213 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1997 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Bertram Communications.
Based on FCC filings for 319 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CREST HILL serves 20,223 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.69 mg/L (2023) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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