2205 Riverview Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 2205 Riverview Rd, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2016)
Tax Bill	$5,631 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1126201010`

Property Details

APN / Parcel Number

Primary APN	`1126201010`
Alternative APN	`86981`

Exterior

Lot Area	17,598 sqft (0.404 acres)

Location & Zoning

Account Number	86981
Street Address	2205 RIVERVIEW RD
City	ROCK FALLS
State	IL
Zip	61071-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER FRONT SUB N 1' OF S 50' AND N 1/2 OF S 1/2 OF LOT 18 & PT W1/2 NE SEC 26 291300X
Legal Subdivision	RIVER FRONT SUBDIVISION
Legal Lot Number	18
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2003
Census Tract	1400

Owner

2205 Riverview Rd is owned and occupied by an individual who bought it in September 2016.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2205 RIVERVIEW RD, ROCK FALLS, IL 61071-1442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage COMMUNITY ST BK/ROCK FALLS
May 4, 2018	Deed of Trust, Mortgage COMMUNITY ST BK/ROCK FALLS
Nov 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2016 · Amount on File
Deed Sale	Sep 20, 2016 · Amount on File
Deed Document Number	20165353
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2205 RIVERVIEW RD, ROCK FALLS, IL 61071-1442
Document Number	0000005235
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2205 RIVERVIEW RD ROCK FALLS IL 610711442, ROCK FALLS, IL 61071-1442

Mortgage

Document Number	0000005235
Date	Aug 24, 2020
Instrument	5235

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	ROCK FALLS, IL 61071

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2205 RIVERVIEW RD, ROCK FALLS, IL 61071-1442
Document Number	0000002477
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	NTI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2205 RIVERVIEW RD ROCK FALLS IL 610711442, ROCK FALLS, IL 61071-1442

Mortgage

Document Number	0000002477
Date	May 14, 2018
Instrument	2477

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	DIXON, IL 61021

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 8, 2017
Property Address	2205 RIVERVIEW RD, ROCK FALLS, IL 61071-1442
Instrument Date	Nov 3, 2017
Instrument	6762
Transaction Type	Construction Loan
Record Updated	Dec 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2205 RIVERVIEW RD ROCK FALLS IL 610711442, ROCK FALLS, IL 61071-1442

Mortgage

Document Number	0000006762
Date	Nov 8, 2017
Instrument	6762

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	DIXON, IL 61021

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 7, 2018

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2205 Riverview Rd was $5,631.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Elementary School District	East Coloma-Nelson Consolidated Elementary School District 20 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,631.00	$66,185 Land $9,420 Building $56,765
2024			$198,555 Land $28,260 Building $170,295

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2205 Riverview Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1978–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2205 Riverview Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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