2205 Ridgeway Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 2205 Ridgeway Dr, Ceres, CA 95307 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,455 sqft Living Area
Lot Size7,652 sqft (0.176 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2018)
Tax Bill$3,581.00 (2025)

Property Details

APN / Parcel Number

Primary APN040-079-034-000
Alternative APNs
  • 0407934000
  • 0407934

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,455 sqft Living Area
1st Floor Area1,455 sqft 1st Floor
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Lot Area7,652 sqft (0.176 acres)
Lot Width72 ft Width
Parking Spaces2 Parking Spaces
Patio Area160 sqft Patio
View / LotCorner

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2205 RIDGEWAY DR
CityCERES
StateCA
Zip95307-1638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHRIDGE SUB AMD LOT 16 BLOCK 7405
Legal SubdivisionNORTHRIDGE AMD
Legal Block2
Legal Lot Number16
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2010
Census Tract2603

Owner

Source: Stanislaus County records · APN 040-079-034-000

Assessment roll updated October 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2205 RIDGEWAY DR, CERES, CA 95307-1638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC SERVICE CREDIT UNION
Jul 08, 2021Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
ONE AMERICAN BANK
Feb 21, 2018Grant Deed, Transfer · FHA Mortgage
MOUNTAIN WEST FINANCIAL INC
Feb 21, 2018Affidavit of Death, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2018 · Amount on Record
Deed SaleFeb 21, 2018 · Amount on Record
Deed Document Number201810778
Prior Transfer DateSep 04, 1996
Prior Transfer Doc0000077659
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Recording DateApr 14, 2026
Property Address2205 RIDGEWAY DR, CERES, CA 95307-1638
Document Number0000020189
Instrument DateApr 06, 2026
Instrument202620189
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address2205 RIDGEWAY DR, CERES, CA 95307-1638

Mortgage

Document Number0000020189,
DateApr 14, 2026
Instrument202620189
Lender
NamePACIFIC SERVICE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2205 RIDGEWAY DR, CERES, CA 95307-1638
Transaction TypeMortgage
Record UpdatedJul 20, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 RIDGEWAY DR, CERES, CA 95307-1638

Mortgage

Document Number0000065419
DateJul 08, 2021
Instrument2021-0065419
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 30, 2046
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly
IndexPrime Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2205 RIDGEWAY DR, CERES, CA 95307-1638
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 RIDGEWAY DR, CERES, CA 95307-1638

Mortgage

Document Number0000084280
DateOct 29, 2020
Instrument2020-0084280
Lender
NameONE AMERICAN BANK
TypeBank
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateFeb 21, 2018
Property Address2205 RIDGEWAY DR, CERES, CA 95307-1638
Document Number0000010778
Map ReferenceMB27 PG89
Instrument DateFeb 15, 2018
Instrument2018-0010778
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2205 RIDGEWAY DR, CERES, CA 95307-1638

Mortgage

Document Number0000010779
DateFeb 21, 2018
Instrument2018-0010779
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

February 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSTANISLAUS CA
Recording DateFeb 21, 2018
Property Address2205 RIDGEWAY DR, CERES, CA 95307-1638
Document Number0000010777
Instrument DateFeb 15, 2018
Instrument10777
Transaction TypeTransfer
Record UpdatedMar 07, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2205 RIDGEWAY DR CERES CA 953071638, CERES, CA 95307-1638

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,581.00 (+9.75%) Homeowner's exemption$312,899 (+4.04%) Land $113,781 Building $199,118
2023$3,263.00 (+0.9%) Homeowner's exemption$300,750 Land $109,363 Building $191,387
2022$3,234.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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