2205 Ray Rd, Hemingway, SC 29554 Property Records

Georgetown County property record for 2205 Ray Rd, Hemingway, SC 29554

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,712 sqft · built 1993
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Feb 2021)
Tax Bill	$1,021 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0304090010.01.00`

Property Details

APN / Parcel Number

Primary APN	`0304090010.01.00`
Alternative APNs	`03-0409-010-01-00` `32938`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	110 sqft
Shed	1 Shed
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	32938
Old Parcel Number	0304090010.01.00
Street Address	2205 RAY RD
City	HEMINGWAY
State	SC
Zip	29554-3963
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	STATE ROAD 74
Legal Subdivision	TAX DISTRICT NO 3 CONTAININ
Jurisdiction	GEORGETOWN SC
Township / Civil Division	PLEASANT HILL-FOLLY GROVE
Census Block Group	3
Census Block	3005
Census Tract	920100

Owner

2205 Ray Rd, a rural home, is owned and occupied by an individual who bought it in February 2021.

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2205 RAY RD, HEMINGWAY, SC 29554-3963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 17, 2021	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Sep 25, 2007 · Amount on File
Deed Document Number	202100002161
Deed Book / Page	4030 / 108
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	2205 RAY RD, HEMINGWAY, SC 29554-3963
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 RAY RD, HEMINGWAY, SC 29554-3963

Mortgage

Document Number	03973/0067
Date	Dec 16, 2020
Book Page	3973/67
Instrument	202000014899

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Feb 17, 2021
Property Address	2205 RAY RD, HEMINGWAY, SC 29554-3963
Document Number	04030/0108
Book / Page	4030 / 108
Map Reference	MB 5 PG 424
Instrument Date	Feb 12, 2021
Instrument	202100002161
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2205 RAY RD, HEMINGWAY, SC 29554-3963

Mortgage

Document Number	04030/0116
Date	Feb 17, 2021
Book Page	4030/116
Instrument	202100002163

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2205 Ray Rd was $1,021.

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,021.00	$8,942 Land $296 Building $8,646	$268,700 Land $8,900 Building $259,800
2023	$922.00 (+6.96%)	$7,780 (-) Land $360 Building $7,420	$194,400 (-) Land $8,900 Building $185,500
2022	$862.00	$7,780 Land $360 Building $7,420	$194,400 Land $8,900 Building $185,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2205 Ray Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 Ray Rd is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 82% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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