Hillsborough County property record for 2205 Oak Cliff Ct, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,222 sqft · built 1978 |
| Lot Size | 0.383 acres (16,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,900 (Nov 2018) |
| Tax Bill | $758 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086682-4216 |
| Primary APN | 086682-4216 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,222 sqft Living Area |
| Gross Area | 3,356 sqft |
| 1st Floor Area | 2,222 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,677 sqft (0.383 acres) |
| Lot Dimensions | 165 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 544 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 606 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0866824216 |
|---|---|
| Street Address | 2205 OAK CLIFF CT |
| City | VALRICO |
| State | FL |
| Zip | 33596-5261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-6 |
| Legal Description | BUCKHORN GOLF CLUB ESTATES PHASE 1 UNIT 2 LOT 8 BLOCK 1 |
| Legal Range | 21E |
| Legal Township | 29S |
| Legal Section | 31 |
| Legal Subdivision | BUCKHORN GOLF CLUB ESTATES PHASE 1 UNIT |
| Legal Phase | 1 |
| Legal Tract | 33M |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Legal Unit | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13206 |
2205 Oak Cliff Ct is owned and occupied by two individuals who bought it in November 2018.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2205 OAK CLIFF CT, VALRICO, FL 33596-5261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Oct 22, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Nov 3, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2018 · Amount on File |
| Deed Sale | Nov 3, 2018 · Amount on File |
| Prior Sale | Mar 30, 2015 · Amount on File |
| Deed Document Number | 2018446615 |
| Deed Book / Page | 26183 / 1476 |
| Prior Transfer Date | Jun 27, 2011 |
| Prior Transfer Doc | 0000434946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2205 OAK CLIFF CT, VALRICO, FL 33596-5261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000033118 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021033118 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2205 OAK CLIFF CT, VALRICO, FL 33596-5261 |
| Document Number | 0270950598 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2205 OAK CLIFF CT VALRICO FL 335965261, VALRICO, FL 33596-5261 |
| Document Number | 0270950598 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 027095/000598 |
| Instrument | 483176 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 3, 2018 |
| Property Address | 2205 OAK CLIFF CT, VALRICO, FL 33596-5261 |
| Document Number | 0261831476 |
| Book / Page | 026183 / 001476 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 446615 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,924.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2205 OAK CLIFF CT VALRICO FL 335965261, VALRICO, FL 33596-5261 |
| Document Number | 261831478 |
|---|---|
| Date | Nov 3, 2018 |
| Book Page | 026183/001478 |
| Instrument | 446616 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2048 |
The 2025 property tax bill for 2205 Oak Cliff Ct was $758.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,000 (+2.7%) | $313,852 (-0.71%) Land $148,693 Building $165,159 | |
| 2025 | $758.00 Disabled Person's exemption Veteran's exemption | $242,454 | $316,082 Land $148,693 Building $167,389 |
| 2023 | $3,898.00 (+5.24%) Homeowner's exemption | $228,758 (+3%) | $333,984 (-3.23%) Land $139,946 Building $194,038 |
| 2022 | $3,704.00 Homeowner's exemption | $222,095 | $345,123 Land $139,946 Building $205,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2205 Oak Cliff Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1998–2024) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2205 Oak Cliff Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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