Wayne County property record for 2205 N Lafayette St, Dearborn, MI 48128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1949 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Apr 2012) |
| Tax Bill | $3,274 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-09-172-03-018 |
| Primary APN | 82-09-172-03-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 797 sqft |
| Basement Area | 797 sqft |
| Unfinished Basement | 824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2205 N LAFAYETTE ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48128-1179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 162 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF SWEET'S CUMMINGS PARK ANNEX SUB |
| Legal Subdivision | SWEET'S CUMMINGS PARK ANNEX |
| Legal Lot Number | 162 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 574700 |
2205 N Lafayette St is owned and occupied by two individuals who acquired it in October 2020.
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2205 N LAFAYETTE ST, DEARBORN, MI 48128-1179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 23, 2020 | Intrafamily Transfer, Transfer · Stand-Alone Refinance QUICKEN LOANS LLC |
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2012 · Amount on File |
| Deed Sale | Apr 6, 2012 · Amount on File |
| Deed Document Number | 2012140261 |
| Deed Book / Page | 49717 / 797 |
| Last Transfer Date | Oct 6, 2020 |
| Transfer Doc | 0562131070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 2205 N LAFAYETTE ST, DEARBORN, MI 48128-1179 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2205 N LAFAYETTE ST, DEARBORN, MI 48128-1179 |
| Document Number | 0580590128 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 58059/128 |
| Instrument | 2023020288 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 23, 2020 |
| Property Address | 2205 N LAFAYETTE ST, DEARBORN, MI 48128-1179 |
| Document Number | 0562131070 |
| Book / Page | 56213 / 1070 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 2020327266 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2205 N LAFAYETTE ST, DEARBORN, MI 48128-1179 |
| Document Number | 562131073 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 56213/1073 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 2205 N LAFAYETTE ST, DEARBORN, MI 48128-1179 |
| Document Number | 0552161124 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2205 N LAFAYETTE ST DEARBORN MI 481281179, DEARBORN, MI 48128-1179 |
| Document Number | 0552161124 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 055216/001124 |
| Instrument | 241210 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2049 |
The 2025 property tax bill for 2205 N Lafayette St was $3,274 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,700 (+19.6%) | $273,400 (+19.6%) | |
| 2025 | $3,274.00 Homeowner's exemption | $114,300 | $228,600 |
| 2023 | $3,031.00 Homeowner's exemption | $92,300 | $184,600 |
| 2019 | $3,282.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2205 N Lafayette St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2205 N Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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