2205 Mill St NE, Olympia, WA 98506 Property Records

Thurston County property record for 2205 Mill St NE, Olympia, WA 98506

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,463 sqft · built 2017
Lot Size0.155 acres (6,760 sqft)
OwnerIndividual Name on Record
Last Sale$477,826 (Mar 2018)
Tax Bill$10 (2026)
Deeds & MortgagesOct 2021 Mortgage
Mar 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN81710003200

Property Details

APN / Parcel Number

Primary APN81710003200

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,463 sqft Living Area
Gross Area3,227 sqft
1st Floor Area1,146 sqft
Upper Floors Area1,317 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialConcrete
Lot Area6,760 sqft (0.155 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area399 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2205 MILL ST NE
CityOLYMPIA
StateWA
Zip98506-7033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNV
Legal DescriptionSECTION 08 TOWNSHIP 18 RANGE 1W QUARTER SW NW PLAT VILLAGE AT MILL POND PHASE 1 LT 32 DOCUMENT 4472339
Legal Range01
Legal Township18
Legal Section08
Legal SubdivisionVILLAGE AT MILL POND PHASE 1
Legal Phase1
Legal Block2
Legal Lot Number32
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group2
Census Block2000
Census Tract12223

Owner

Source: Thurston County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2205 MILL ST NE, OLYMPIA, WA 98506-7033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 20, 2018Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Sep 7, 2017Loan Modification, Mortgage
FIRST FED'L S&L ASSN
Apr 18, 2017Grant Deed, Construction Loan · Construction Mortgage
FIRST FED'L S&L ASSOC/PORT ANG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2018 · Amount on Record
Deed SaleMar 20, 2018 · Amount on Record
Deed Document Number20184616591
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address2205 MILL ST NE, OLYMPIA, WA 98506-7033
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004887468
DateOct 4, 2021
Instrument4887468
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateMar 20, 2018
Property Address2205 MILL ST NE, OLYMPIA, WA 98506-7033
Document Number0004616591
Map ReferenceDOC4472339
Instrument DateMar 1, 2018
Instrument4616591
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,645.21
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 MILL ST NE, OLYMPIA, WA 98506-7033

Mortgage

Document Number0004616592
DateMar 20, 2018
Instrument4616592
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionTHURSTON WA
Recording DateSep 7, 2017
Property Address2205 MILL ST NE, OLYMPIA, WA 98506-7033
Instrument DateAug 30, 2017
Instrument4584983
Transaction TypeMortgage
Record UpdatedSep 26, 2017
Title CompanyTHURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address22ND AVE NE OLYMPIA WA 98506, OLYMPIA, WA 98506

Mortgage

Document Number0004584983
DateSep 7, 2017
Instrument4584983
Lender
NameFIRST FED'L S&L ASSN
Address141 W 1ST ST, PORT ANGELES, WA 98362-2602
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionTHURSTON WA
Recording DateApr 18, 2017
Property Address2205 MILL ST NE, OLYMPIA, WA 98506-7033
Instrument DateApr 12, 2017
Instrument4559144
Transaction TypeConstruction Loan
Record UpdatedApr 25, 2017
Title CompanyTHURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership

Mortgage

Document Number0004559144
DateApr 18, 2017
Instrument4559144
Lender
NameFIRST FED'L S&L ASSOC/PORT ANG
TypeFederal Savings Bank
Address141 W 1ST ST, PORT ANGELES, WA 98362-2602
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityOlympia City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10.00 (-99.82%)
2025$645,000 Land $139,800 Building $505,200$645,000 Land $139,800 Building $505,200
2024$5,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLYMPIA
serves 126,966 people · EPA ID WA5363450
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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