2205 Lorac Ct, Helena, MT 59602 Property Records

Lewis And Clark County property record for 2205 Lorac Ct, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 2018
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on File
Tax Bill	$3,286 (2026)
Deeds & Mortgages	Apr 2026 Sale Mar 2021 Sale + 3 more
Flood Zone	Zone D (undetermined)
APN	`R838339`

Property Details

APN / Parcel Number

Primary APN	`R838339`
Alternative APNs	`05-1995-10-2-01-03-0000` `0000047355`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	156 sqft
Finished Basement	156 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	219,107 sqft (5.03 acres)
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000047355
Street Address	2205 LORAC CT
City	HELENA
State	MT
Zip	59602-6857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORAC MINOR SUBDIVISION, S10, T11 N, R03 W, LOT 32-C, ACRES 5.03, COS 3315084
Legal Range	03W
Legal Township	11N
Legal Section	10
Legal Subdivision	LORAC MINOR SUBDIVISION
Legal Lot Number	32-C
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	WOLF CREEK
Census Block Group	2
Census Block	2044
Census Tract	300

Owner

2205 Lorac Ct is owned and occupied by an individual who acquired it in April 2026.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2205 LORAC CT, HELENA, MT 59602-6857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Affidavit, Transfer
Mar 29, 2021	Warranty Deed, Transfer ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRAT AND TITLE CO
Nov 17, 2020	Warranty Deed, Transfer · Line of Credit OPPORTUNITY BANK OF MT
Feb 1, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STOCKMAN BANK
Aug 3, 2018	Warranty Deed, Construction Loan · Construction Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021
Deed Sale	Mar 29, 2021
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	20213375450
Deed Book / Page	58 / 9539
Last Transfer Date	Apr 29, 2026
Transfer Doc	0003449588
Record Updated	Oct 29, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 29, 2026
Property Address	2205 LORAC CT, HELENA, MT 59602-6857
Document Number	0003449588
Book / Page	65 / 3425
Instrument Date	Apr 29, 2026
Instrument	20263449588
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 LORAC CT, HELENA, MT 59602-6857

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Mar 29, 2021
Property Address	2205 LORAC CT, HELENA, MT 59602-6857
Document Number	M58/9539
Book / Page	M58 / 9539
Map Reference	DOC 3315084
Instrument Date	Mar 26, 2021
Instrument	3375450
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRAT AND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Nov 17, 2020
Property Address	2205 LORAC CT, HELENA, MT 59602-6857
Document Number	M58/1893
Book / Page	M58 / 1893
Map Reference	DOC 3315084
Instrument Date	Nov 16, 2020
Instrument	3367298
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE COM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2221 LORAC CT, HELENA, MT 59602-6857

Mortgage

Document Number	3367299
Date	Nov 17, 2020
Instrument	3367299

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 5, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Feb 1, 2019
Property Address	2205 LORAC CT, HELENA, MT 59602-6857
Document Number	M55/1719
Book / Page	M55 / 1719
Map Reference	DOC 3315084
Instrument Date	Feb 1, 2019
Instrument	3333188
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO OF HE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2205 LORAC CT, HELENA, MT 59602-6857

Mortgage

Document Number	3333189
Date	Feb 1, 2019
Instrument	3333189

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 3, 2018
Property Address	2205 LORAC CT, HELENA, MT 59602-6857
Document Number	M54/5148
Book / Page	M54 / 5148
Map Reference	DOC3315084
Instrument Date	Aug 1, 2018
Instrument	3325151
Transaction Type	Construction Loan
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	3325152
Date	Aug 3, 2018
Instrument	3325152

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Feb 1, 2019

Mortgage

Document Number	M54/5150
Date	Aug 3, 2018
Book Page	M54/5150
Instrument	3325153

Lender

Name	ROBERT S UTICK
Type	Private Party
Address	PO BOX 598, EAST HELENA, MT 59635

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 3, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 2205 Lorac Ct was $3,286, up 4.2% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,286.00 (+4.15%)	$625,500 (-)
2025	$3,155.00	$625,500	$625,500 Land $156,346 Building $469,154
2023	$4,931.00	$545,000	$545,000 Land $127,747 Building $417,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 Lorac Ct in Zone D, where flood risk has not been studied, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1996 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 Lorac Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Montana Internet Fixed Wireless · Fiber in parts of the area	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink, Spectrum.

Nearby Properties on Lorac Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures