San Diego County property record for 2205 la Cresta Rd, El Cajon, CA 92021 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1957 |
| Lot Size | 2.18 acres (95,396 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,126 (2025) |
| Deeds & Mortgages | Jan 2023 Reverse Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 508-050-20-00 |
| Primary APN | 508-050-20-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 95,396 sqft |
| View / Lot | Good |
| Street Address | 2205 LA CRESTA RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 38 LOT 2 POR TR 000355 |
| Legal Subdivision | RANCHO EL CAJON |
| Legal Tract | 000355 |
| Legal Block | 38 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 16403 |
Source: San Diego County records · APN 508-050-20-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2205 LA CRESTA RD, EL CAJON, CA 92021-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 06, 2023 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 06, 2023 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2022 |
| Transfer Doc | 0000004441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2205 LA CRESTA RD, EL CAJON, CA 92021-3752 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 2205 LA CRESTA RD, EL CAJON, CA 92021-3752 |
| Document Number | 0000004442 |
|---|---|
| Date | Jan 06, 2023 |
| Instrument | 2023-0004442 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.89% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2205 LA CRESTA RD, EL CAJON, CA 92021-3752 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2205 LA CRESTA RD, EL CAJON, CA 92021-3752 |
| Document Number | 0000004443 |
|---|---|
| Date | Jan 06, 2023 |
| Instrument | 2023-0004443 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.89% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $99,843 (+2%) Land $44,973 Building $54,870 | |
| 2025 | $1,126.00 (+2.46%) Homeowner's exemption | $97,887 (+4.04%) Land $44,092 Building $53,795 |
| 2023 | $1,099.00 (+1.76%) Homeowner's exemption | $94,088 Land $42,381 Building $51,707 |
| 2022 | $1,080.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730164031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | High above 80% of the US · above 58% of California |
|---|---|
| Wildfire Likelihood | About 1 in 183 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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