2205 Harvard St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 2205 Harvard St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,082 sqft · built 1952
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Company Names on Record
Last Sale	$725,000 (Mar 2013)
Tax Bill	$12,779 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-110-006-1`

Property Details

APN / Parcel Number

Primary APN	`501-110-006-1`
Alternative APN	`501-110-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
1st Floor Area	1,783 sqft
Basement Area	299 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1955
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2205 HARVARD ST
City	EL CERRITO
State	CA
Zip	94530-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RO SAN PABLO POR LOT 65 .11 AC
Legal Subdivision	SAN PABLO RHO
Legal Lot Number	65
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	385200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2205 HARVARD ST, EL CERRITO, CA 94530-1805
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 4, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2013 · Amount on Record
Deed Sale	Mar 29, 2013 · Amount on Record
Deed Document Number	201378870
Last Transfer Date	Dec 23, 2015
Transfer Doc	0000138676
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2205 HARVARD ST, EL CERRITO, CA 94530-1805
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 HARVARD ST, EL CERRITO, CA 94530-1805

Mortgage

Document Number	0000173798
Date	Nov 15, 2022
Instrument	2022-173798

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2205 HARVARD ST, EL CERRITO, CA 94530-1805
Document Number	0000069300
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2205 HARVARD ST EL CERRITO CA 945301805, EL CERRITO, CA 94530-1805

Mortgage

Document Number	0000069300
Date	Apr 13, 2020
Instrument	69300

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2205 HARVARD ST, EL CERRITO, CA 94530-1805
Document Number	0000101928
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2205 HARVARD ST EL CERRITO CA 945301805, EL CERRITO, CA 94530-1805

Mortgage

Document Number	0000101928
Date	Jul 3, 2019
Instrument	101928

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2205 HARVARD ST, EL CERRITO, CA 94530-1805
Document Number	0000190924
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2205 HARVARD ST EL CERRITO CA 945301805, EL CERRITO, CA 94530-1805

Mortgage

Document Number	0000190924
Date	Oct 18, 2017
Instrument	190924

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,629 (+2%) Land $817,688 Building $92,941
2025	$12,779.00 (+4.29%)	$892,774 (+4.04%) Land $801,655 Building $91,119
2023	$12,253.00 (+1.45%)	$858,109 Land $770,527 Building $87,582
2022	$12,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

Nearby Properties on Harvard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures