2205 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 2205 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1927
Lot Size	0.139 acres (6,098 sqft)
Owner	Trust Name on File
Last Sale	$297,500 (Sep 2002)
Tax Bill	$8,506 (2025)
Deeds & Mortgages	Dec 2022 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18884`

Property Details

APN / Parcel Number

Primary APN	`18884`
Alternative APNs	`380225 204520 0000` `52945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,648 sqft Living Area
1st Floor Area	1,216 sqft
2nd Floor Area	432 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	18884
Street Address	2205 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUPPLEMENTAL MAP OF WHATCOM LOT 38 BAY VIEW BLK
Legal Range	02
Legal Township	38
Legal Section	25
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Lot Number	38
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1019
Census Tract	402

Owner

2205 Eldridge Ave is owner-occupied and held in a trust since December 2022.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2205 ELDRIDGE AVE, BELLINGHAM, WA 98225-2108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Intrafamily Transfer, Transfer
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2002 · Amount on File
Deed Sale	Sep 27, 2002 · Amount on File
Prior Sale	Sep 27, 2002 · Amount on File
Deed Document Number	2020904696
Last Transfer Date	Dec 5, 2022
Transfer Doc	0001200240
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Dec 5, 2022
Property Address	2205 ELDRIDGE AVE, BELLINGHAM, WA 98225-2108
Document Number	0001200240
Map Reference	VOL 1 PG 42
Instrument Date	Dec 2, 2022
Instrument	2022-1200240
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2205 ELDRIDGE AVE, BELLINGHAM, WA 98225-2108

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2205 ELDRIDGE AVE, BELLINGHAM, WA 98225-2108
Document Number	2200900038
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 ELDRIDGE AVE BELLINGHAM WA 982252108, BELLINGHAM, WA 98225-2108

Mortgage

Document Number	2200900038
Date	Sep 1, 2020
Instrument	900038

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2205 Eldridge Ave was $8,506.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,506.00	$1,040,070 Land $523,230 Building $516,840	$1,040,070 Land $523,230 Building $516,840
2022		$892,655 Land $449,070 Building $443,585	$892,655 Land $449,070 Building $443,585
2021	$5,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2205 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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