2205 E Girard Pl, Spokane, WA 99203 Property Records

Spokane County property record for 2205 E Girard Pl, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,007 sqft · built 1953
Lot Size	0.361 acres (15,730 sqft)
Owner	2 Trust Names on File
Last Sale	$520,000 (Oct 2018)
Tax Bill	$6,469 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35281.0610`

Property Details

APN / Parcel Number

Primary APN	`35281.0610`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,007 sqft Living Area
Gross Area	3,735 sqft
1st Floor Area	2,167 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	15,730 sqft (0.361 acres)
Lot Dimensions	130 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	63 sqft
Patio Area	63 sqft
Canopy	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2205 E GIRARD PL
City	SPOKANE
State	WA
Zip	99203-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	RIVERVIEW PT OF L1&7 B1 BEG AT INT OF EL O F CRESTLINE ST &NL GIRARD PL TH E121.18FT TH N130.66FT TH W120.3 6FT TO EL CRESTLINE ST TH S TO POB
Legal Range	43E
Legal Township	25N
Legal Section	28
Legal Subdivision	RIVERVIEW
Legal Block	1
Legal Lot Number	1,7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1048
Census Tract	4601

Owner

2205 E Girard Pl is owner-occupied and held in a trust since October 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2205 E GIRARD PL, SPOKANE, WA 99203-3649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on File
Deed Sale	Oct 23, 2018 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	20186754241
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 23, 2018
Property Address	2205 E GIRARD PL, SPOKANE, WA 99203-3649
Document Number	0006754241
Instrument Date	Oct 23, 2018
Instrument	6754241
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,261.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2205 E GIRARD PL SPOKANE WA 992033649, SPOKANE, WA 99203-3649

Mortgage

Document Number	6754242
Date	Oct 23, 2018
Instrument	6754242

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 22, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 2205 E Girard Pl was $6,469, up 3.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,469.00 (+3.31%)	$695,700 Land $155,000 Building $540,700	$695,700 Land $155,000 Building $540,700
2025	$6,262.00 Additional exemption filed
2024		$753,400 (+36.73%) Land $140,000 Building $613,400	$753,400 (+36.73%) Land $140,000 Building $613,400
2023	$6,478.00 (+19.79%) Additional exemption filed	$551,000 Land $105,000 Building $446,000	$551,000 Land $105,000 Building $446,000
2022	$5,408.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 E Girard Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 E Girard Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20