2205 E 16th St, Des Moines, IA 50316 Property Records

Polk County property record for 2205 E 16th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 964 sqft · built 1951
Lot Size	0.216 acres (9,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,674 (2024)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7924-36-126-007`

Property Details

APN / Parcel Number

Primary APN	`7924-36-126-007`
Alternative APN	`110/01864-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
Gross Area	1,698 sqft
1st Floor Area	964 sqft
Basement Area	964 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,424 sqft (0.216 acres)
Lot Dimensions	152 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2205 E 16TH ST
City	DES MOINES
State	IA
Zip	50316-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 62F S 120F LOTS 50-52 & 54 DEWEY HEIGHTS
Legal Range	24W
Legal Township	79N
Legal Section	36
Legal Subdivision	DEWEY HEIGHTS
Legal Lot Number	50,52 51
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3001
Census Tract	300

Owner

2205 E 16th St is owned and occupied by two individuals who acquired it in November 2018.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2205 E 16TH ST, DES MOINES, IA 50316-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Mar 20, 1997 · Amount on File
Last Transfer Date	Nov 7, 2018
Transfer Doc	0000036636
Record Updated	Jun 7, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Nov 7, 2018
Property Address	2205 E 16TH ST, DES MOINES, IA 50316-1805
Document Number	0000036636
Book / Page	017139 / 000286
Instrument Date	Oct 30, 2018
Instrument	36636
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2205 E 16TH ST DES MOINES IA 503161805, DES MOINES, IA 50316-1805

Mortgage

Document Number	36637
Date	Nov 7, 2018
Book Page	017139/000288
Instrument	36637

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2205 E 16TH ST, DES MOINES, IA 50316-1805
Document Number	0000029944
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2205 E 16TH ST DES MOINES IA 503161805, DES MOINES, IA 50316-1805

Mortgage

Document Number	0000029944
Date	Oct 9, 2017
Book Page	016676/000678
Instrument	29944

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,700 Land $33,700 Building $142,000	$175,700 Land $33,700 Building $142,000
2024	$2,674.00
2023		$157,100 Land $29,700 Building $127,400	$157,100 Land $29,700 Building $127,400
2020	$2,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 E 16th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1980–2008)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2205 E 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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