Hamilton County property record for 2205 E 12th St, Chattanooga, TN 37404
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 2,400 sqft · built 2004 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Company Name on File |
| Last Sale | $349,000 (Feb 2026) |
| Tax Bill | $967 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 146N Y 021 |
| Primary APN | 146N Y 021 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Total Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077009 |
|---|---|
| Street Address | 2205 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4502 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 BLK 9 EDEN PARK ADDN PB3 PG4 |
| Legal Subdivision | EDEN PARK ADDN |
| Legal Block | 9 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 1300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 21125 SCOTTSDALE DR, BEND, OR 97701-9820 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE |
| Feb 2, 2026 | Warranty Deed, Transfer FIRST TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Aug 8, 2002 · Amount on Record |
| Deed Document Number | 2026176 |
| Deed Book / Page | 14181 / 894 |
| Prior Transfer Date | Jun 18, 2003 |
| Prior Transfer Doc | 6723502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 25, 2026 |
| Property Address | 2205 E 12TH ST, CHATTANOOGA, TN 37404-4502 |
| Document Number | 0000000120 |
| Book / Page | 14346 / 429 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000120, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 14346/429 |
| Instrument | 2026120 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 2, 2026 |
| Property Address | 2205 E 12TH ST, CHATTANOOGA, TN 37404-4502 |
| Document Number | 0000000176 |
| Book / Page | 14181 / 894 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026020200176 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21125 SCOTTSDALE DR, BEND, OR 97701-9820 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $967.00 (-14.2%) | $63,840 (+26.67%) | $159,600 (+26.67%) Land $50,000 Building $109,600 |
| 2024 | $1,127.00 | $50,400 (-) | $126,000 (-) Land $30,000 Building $96,000 |
| 2023 | $1,127.00 | $50,400 (-) | $126,000 (-) Land $30,000 Building $96,000 |
| 2022 | $1,127.00 | $50,400 | $126,000 Land $30,000 Building $96,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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