2205 Duraznitos Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2205 Duraznitos Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,904 sqft · built 1978
Lot Size4.38 acres (190,793 sqft)
OwnerIndividual Name on Record
Last Sale$307,000 (Sep 2012)
Tax Bill$4,219 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN285-111-24-00

Property Details

APN / Parcel Number

Primary APN285-111-24-00
Alternative APN
  • 2851110100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,904 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area190,793 sqft
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Old Parcel Number2851110100
Street Address2205 DURAZNITOS RD
CityRAMONA
StateCA
Zip92065-3602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 (EX ST) TR PM05781
Legal SubdivisionPARCEL MAP NO 5781
Legal Tract5781
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3010
Census Tract20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2205 DURAZNITOS RD, RAMONA, CA 92065-3602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Line of Credit
CALIFORNIA COAST CU
Nov 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
LENDING NETWORK ASSOCIATES LLC
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMNET ESOP CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2012 · Amount on Record
Deed SaleSep 24, 2012 · Amount on Record
Prior SaleJul 31, 2002 · Amount on Record
Deed Document Number2012577457
Prior Transfer DateSep 26, 1997
Prior Transfer Doc0000492298
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2205 DURAZNITOS RD, RAMONA, CA 92065-3602
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 DURAZNITOS RD, RAMONA, CA 92065-3602

Mortgage

Document Number0000573592
DateAug 12, 2021
Instrument2021-0573592
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2205 DURAZNITOS RD, RAMONA, CA 92065-3602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000533599
DateNov 15, 2017
Instrument2017-0533599
Lender
NameLENDING NETWORK ASSOCIATES LLC
TypeLending Institution
AddressALISO VIEJO, CA 92656
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2205 DURAZNITOS RD, RAMONA, CA 92065-3602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 DURAZNITOS RD, RAMONA, CA 92065-3602

Mortgage

Document Number0000726627
DateNov 18, 2020
Instrument2020-0726627
Lender
NameAMNET ESOP CORPORATION
TypeNon-Lending Institution
AddressCHULA VISTA, CA 91910
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$385,596 (+2%) Land $188,401 Building $197,195
2025$4,219.00 (+9.22%) Homeowner's exemption$378,036 (+4.04%) Land $184,707 Building $193,329
2023$3,863.00 (-3.26%) Homeowner's exemption$363,359 Land $177,536 Building $185,823
2022$3,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL
100 / 20

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