2205 Darner Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 2205 Darner Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,582 sqft · built 2020
Lot Size	0.134 acres (5,828 sqft)
Owner	Individual Name on File
Last Sale	$318,336 (Jun 2023)
Tax Bill	$5,371 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R102150`

Property Details

APN / Parcel Number

Primary APN	`R102150`
Alternative APNs	`S5374-000A-0135-00-0R` `102150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,582 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,828 sqft (0.134 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2205 DARNER DR
City	FATE
State	TX
Zip	75189-5095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PHASE 6G, BLOCK A, LOT 135
Legal Subdivision	WOODCREEK PHASE 6G
Legal Phase	6G
Legal Tract	135
Legal Block	A
Legal Lot Number	135
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1000
Census Tract	40405

Owner

2205 Darner Dr is owned and occupied by an individual who bought it in June 2023.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2205 DARNER DR, FATE, TX 75189-5095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Vendor's Lien, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 3, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	202310162
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0000026682
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 22, 2023
Property Address	2205 DARNER DR, FATE, TX 75189-5095
Document Number	0000010162
Map Reference	DOC 20190000019708
Instrument Date	Jun 21, 2023
Instrument	20230000010162
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 DARNER DR, FATE, TX 75189-5095

Mortgage

Document Number	0000010163
Date	Jun 22, 2023
Instrument	20230000010163

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000010164
Date	Jun 22, 2023
Instrument	20230000010164

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 20, 2026

November 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 3, 2020
Property Address	2205 DARNER DR, FATE, TX 75189-5095
Document Number	0000026682
Map Reference	DOC 20190000019708
Instrument Date	Oct 30, 2020
Instrument	20200000026682
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 DARNER DR, FATE, TX 75189-5095

Mortgage

Document Number	0000026683
Date	Nov 3, 2020
Instrument	20200000026683

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2205 Darner Dr was $5,371 with a homeowner's exemption, down 12.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,782 (-6.79%) Land $78,400 Building $190,382	$268,782 (-6.79%) Land $78,400 Building $190,382
2025	$5,371.00 (-12.74%) Homeowner's exemption	$288,364 Land $93,100 Building $195,264	$288,364 Land $93,100 Building $195,264
2024	$6,155.00 (+17.51%)
2023	$5,238.00 Homeowner's exemption	$323,126 (+8.82%) Land $117,600 Building $205,526	$323,126 (+8.82%) Land $117,600 Building $205,526
2022		$296,940 Land $98,980 Building $197,960	$296,940 Land $98,980 Building $197,960
2021	$5,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 Darner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 Darner Dr is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	150 / 30

May also be available: Nextlink.

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