2205 Cornwall Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2205 Cornwall Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,256 sqft · built 1967
Lot Size	3.92 acres (170,755 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jun 2017)
Tax Bill	$10,010 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059C2-01-00-04500`

Property Details

APN / Parcel Number

Primary APN	`059C2-01-00-04500`
Alternative APN	`19992`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,256 sqft Finished Area
Basement Area	1,224 sqft
Finished Basement	450 sqft
Unfinished Basement	774 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	170,755 sqft (3.92 acres)
Garage Area	576 sqft
Driveway	Paver Driveway
Porch	Slab
Deck Area	504 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	2205 CORNWALL RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	WEST LEIGH 1 45
Legal Subdivision	WEST LEIGH
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	5
Census Block	5003
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2205 CORNWALL RD, CHARLOTTESVILLE, VA 22901-7707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Jun 29, 2017	Grant Deed, Transfer FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	May 7, 2015 · Amount on Record
Deed Document Number	20177460
Deed Book / Page	4929 / 93
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2205 CORNWALL RD, CHARLOTTESVILLE, VA 22901-7707
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 CORNWALL RD, CHARLOTTESVILLE, VA 22901-7707

Mortgage

Document Number	202300006662
Date	Aug 3, 2023
Instrument	202300006662

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2205 CORNWALL RD, CHARLOTTESVILLE, VA 22901-7707
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 CORNWALL RD, CHARLOTTESVILLE, VA 22901-7707

Mortgage

Document Number	5611/113
Date	Sep 21, 2021
Book Page	5611/113
Instrument	2021-00016086

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2205 CORNWALL RD, CHARLOTTESVILLE, VA 22901-7707
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5577/147
Date	Jul 19, 2021
Book Page	5577/147
Instrument	2021-00012571

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2205 CORNWALL RD, CHARLOTTESVILLE, VA 22901-7707
Document Number	0000007605
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 CORNWALL RD CHARLOTTESVILLE VA 229017707, CHARLOTTESVILLE, VA 22901-7707

Mortgage

Document Number	0000007605
Date	Jun 23, 2020
Book Page	005337/000695
Instrument	7605

Lender

Name	ATLANTIC UNION BK
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 29, 2017
Property Address	2205 CORNWALL RD, CHARLOTTESVILLE, VA 22901-7707
Document Number	0000007460
Book / Page	004929 / 000093
Instrument Date	Jun 21, 2017
Instrument	7460
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2205 CORNWALL RD CHARLOTTESVILLE VA 229017707, CHARLOTTESVILLE, VA 22901-7707

Mortgage

Document Number	7462
Date	Jun 29, 2017
Book Page	004929/000099
Instrument	7462

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,010.00 (+9.07%)	$1,119,700 (+9.06%) Land $463,700 Building $656,000	$1,119,700 (+9.06%) Land $463,700 Building $656,000
2025	$9,178.00 (+25.98%)	$1,026,700 (+20.35%) Land $399,900 Building $626,800	$1,026,700 (+20.35%) Land $399,900 Building $626,800
2023	$7,285.00	$853,100 Land $295,700 Building $557,400	$853,100 Land $295,700 Building $557,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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