2205 Co Rd 102, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 2205 Co Rd 102, Cedar Bluff, AL 35959

Property Summary

Property Type	Vacant Land
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Dec 2025)
Tax Bill	$8 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-07-25-0-002-008.000`

Property Details

APN / Parcel Number

Primary APN	`13-09-07-25-0-002-008.000`
Alternative APNs	`ALT APN:0907250002008000` `19555`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	19555
Street Address	2205 COUNTY ROAD 102
City	CEDAR BLUFF
State	AL
Zip	35959-3412
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	COM NE COR NE/4, W 1705' TO POB, W 243', SE 253.5' N 104.5TO POB
Legal Range	09E
Legal Township	09S
Legal Section	25
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3058
Census Tract	955702

Owner

2205 Co Rd 102, vacant land, is owned by two individuals who bought it in December 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4602 MOUNT TABOR CHURCH RD, DALLAS, GA 30157-7970
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Survivorship Deed, Transfer · VA Mortgage ACOPIA LLC
Sep 27, 2023	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Apr 21, 2025 · Amount on File
Deed Document Number	2025241825
Record Updated	Oct 29, 2026

December 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 29, 2025
Property Address	2205 COUNTY ROAD 102, CEDAR BLUFF, AL 35959-3412
Document Number	0000241825
Instrument Date	Dec 22, 2025
Instrument	241825
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 COUNTY ROAD 102, CEDAR BLUFF, AL 35959-3413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4602 MOUNT TABOR CHURCH RD, DALLAS, GA 30157-7970

Mortgage

Document Number	0000241826
Date	Dec 29, 2025
Instrument	241826

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2205 COUNTY ROAD 102, CEDAR BLUFF, AL 35959-3412
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000230840
Date	Sep 27, 2023
Instrument	230840

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 2205 Co Rd 102 was $8.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8.00
2025	$8.00	$240 (-) Land $240	$2,600 (+13.04%) Land $2,600
2024	$8.00 Additional exemption filed	$240 (-) Land $240	$2,300 (-) Land $2,300
2023	$8.00 Additional exemption filed	$240 (-)	$2,300 (-) Land $2,300
2022	$8.00 Additional exemption filed	$240 Land $240	$2,300 Land $2,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2205 Co Rd 102 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 Co Rd 102 is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: AT&T, Killians Electronics, T-Mobile.

Nearby Properties on Co Rd 102

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