2205 Cleveland St, Eugene, OR 97405 Property Records

Lane County property record for 2205 Cleveland St, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,241 sqft · built 1956
Lot Size	0.161 acres (7,021 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,830 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-01-23-04900-000`

Property Details

APN / Parcel Number

Primary APN	`18-04-01-23-04900-000`
Alternative APNs	`1804012304900` `0699569`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,241 sqft Living Area
1st Floor Area	1,241 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,021 sqft (0.161 acres)
Lot Dimensions	90 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	900 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0699569
Street Address	2205 CLEVELAND ST
City	EUGENE
State	OR
Zip	97405-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 04900
Legal Range	04
Legal Township	18
Legal Section	01
Legal Subdivision	FIRST ADDITION TO ROSEMEAD
Legal Lot Number	4900
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4016
Census Tract	4403

Owner

Source: Lane County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2205 CLEVELAND ST, EUGENE, OR 97405-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage UMORTGAGE
Jul 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 10, 2022
Transfer Doc	0000011498
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2205 CLEVELAND ST, EUGENE, OR 97405-1538
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024959
Date	Aug 28, 2023
Instrument	2023-024959

Lender

Name	UMORTGAGE
Address	PHILADELPHIA, PA 19103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2205 CLEVELAND ST, EUGENE, OR 97405-1538
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	EVERGREEN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 CLEVELAND ST, EUGENE, OR 97405-1538

Mortgage

Document Number	0000032139
Date	Jul 22, 2022
Instrument	2022-032139

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,830.00 (+3.91%)	$196,605 (+6.09%)	$356,844 (+6.72%) Land $82,573 Building $274,271
2023	$3,686.00 (+4.04%)	$185,320 (+3%)	$334,389 (+11.51%) Land $55,529 Building $278,860
2022	$3,543.00	$179,923	$299,879 Land $55,529 Building $244,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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