2205 Cardinal Dr, Plano, TX 75023 Property Records

Collin County property record for 2205 Cardinal Dr, Plano, TX 75023

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,437 sqft · built 1983
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$385,900 (Oct 2020)
Tax Bill$6,977 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-0313-005-0080-1

Property Details

APN / Parcel Number

Primary APNR-0313-005-0080-1
Alternative APNs
  • 000000150259
  • 150259

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,437 sqft Living Area
Gross Area2,940 sqft
1st Floor Area2,437 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area500 sqft
PorchCovered Patio/Porch
Porch Area20 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2205 CARDINAL DR
CityPLANO
StateTX
Zip75023-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionQUAIL CREEK ADDITION, BLK E, LOT 8
Legal SubdivisionQUAIL CREEK ADDITION (CPL)
Legal BlockE
Legal Lot Number8
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group1
Census Block1012
Census Tract31643

Owner

2205 Cardinal Dr is owned and occupied by an individual who bought it in October 2020.

Source: Collin County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address2205 CARDINAL DR, PLANO, TX 75023-1629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Warranty Deed, Transfer
BANK OF ENGLAND
Feb 13, 2018Warranty Deed, Transfer
FAIRWAY INDEPENDENT MTG
Nov 29, 2017Affidavit of Death, Transfer
Nov 29, 2017Warranty Deed, Transfer
GARY COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on File
Deed SaleOct 30, 2020 · Amount on File
Prior SaleFeb 13, 2018 · Amount on File
Deed Document Number20201914060
Prior Transfer DateMar 2, 2004
Prior Transfer Doc0000028792
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateOct 30, 2020
Property Address2205 CARDINAL DR, PLANO, TX 75023-1629
Document Number0001914060
Instrument DateOct 30, 2020
Instrument1914060
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyTRULY TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 CARDINAL DR PLANO TX 750231629, PLANO, TX 75023-1629

Mortgage

Document Number1914070
DateOct 30, 2020
Instrument1914070
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
AmountAmount on Record
Term360 Months
DueOct 29, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateFeb 13, 2018
Property Address2205 CARDINAL DR, PLANO, TX 75023-1629
Document Number0000175570
Instrument DateFeb 12, 2018
Instrument175570
Transaction TypeTransfer
Record UpdatedFeb 23, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 CARDINAL DR PLANO TX 750231629, PLANO, TX 75023-1629

Mortgage

Document Number175580
DateFeb 13, 2018
Instrument175580
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
AmountAmount on Record
Term360 Months
DueFeb 12, 2048

November 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCOLLIN TX
Recording DateNov 29, 2017
Property Address2205 CARDINAL DR, PLANO, TX 75023-1629
Document Number0001581540
Instrument DateNov 21, 2017
Instrument1581540
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 CARDINAL DR PLANO TX 750231629, PLANO, TX 75023-1629

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateNov 29, 2017
Property Address2205 CARDINAL DR, PLANO, TX 75023-1629
Document Number0001581550
Instrument DateNov 21, 2017
Instrument1581550
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15443 KNOLL TRAIL DR #200 DALLAS TX 752486907, 200, DALLAS, TX 75248-6907
InvestorPossibly a Property Investor

Mortgage

Document Number1581560
DateNov 29, 2017
Instrument1581560
Lender
NameGARY COOPER
Address12105 VENDOME PL, DALLAS, TX 75230-2262
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2205 Cardinal Dr was $6,977 with a homeowner's exemption, up 7.4% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,977.00 (+7.37%) Homeowner's exemption$528,351 Land $130,000 Building $400,040$530,040 Land $130,000 Building $400,040
2024$6,498.00
2023$481,605 Land $115,000 Building $366,605$481,605 Land $115,000 Building $366,605
2022$6,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1986–1990)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2205 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANO
serves 292,059 people · EPA ID TX0430007
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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