2205 3rd Ave NE, Owatonna, MN 55060 Property Records

Steele County property record for 2205 3rd Ave NE, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,160 sqft · built 1977
Lot Size1.44 acres (62,857 sqft)
Owner2 Individual Names on Record
Tax Bill$4,926 (2026)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17-454-0108

Property Details

APN / Parcel Number

Primary APN17-454-0108

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,160 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area62,857 sqft (1.44 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2205 3RD AVE NE
CityOWATONNA
StateMN
Zip55060-1332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEERS # 7 BLK 1 LOT 8 TORRENS PROPERTY
Legal SectionTW
Legal SubdivisionHEERS # 7
Legal Block1
Legal Lot Number8
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group1
Census Block1000
Census Tract960300

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2205 3RD AVE NE, OWATONNA, MN 55060-1332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address2205 3RD AVE NE, OWATONNA, MN 55060-1332
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberT000080329
DateJun 29, 2021
InstrumentT000080329
Lender
NameCROSS COUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,926.00 (-0.53%) Homeowner's exemption$361,500 (+6.23%) Land $84,600 Building $276,900$361,500 (+6.23%) Land $84,600 Building $276,900
2025$340,300 (+10.59%) Land $82,200 Building $258,100$340,300 (+10.59%) Land $82,200 Building $258,100
2023$4,952.00 Homeowner's exemption$307,700 Land $67,200 Building $240,500$307,700 Land $67,200 Building $240,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1983–1991)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Minnesota WiFi, Verizon.

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