2205 20th St, Lubbock, TX 79411 Property Records

Lubbock County property record for 2205 20th St, Lubbock, TX 79411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,133 sqft · built 1929
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on File
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Feb 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R115893`

Property Details

APN / Parcel Number

Primary APN	`R115893`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,133 sqft Living Area

Exterior

Year Built	Built 1929
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	2205 20TH ST
City	LUBBOCK
State	TX
Zip	79411-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	MCCRUMMEN 2ND BLK 52 L 3
Legal Subdivision	MCCRUMMEN 2ND
Legal Block	52
Legal Lot Number	3
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2005
Census Tract	1401

Owner

2205 20th St is owned by a company that acquired it in November 2013.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 94168, LUBBOCK, TX 79493-4168
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Deed of Trust, Mortgage CENTENNIAL BK
Feb 7, 2019	Loan Modification, Mortgage CENTENNIAL BK
Nov 7, 2018	Loan Modification, Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2013
Deed Sale	Nov 7, 2013
Deed Document Number	2013-46123
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2205 20TH ST, LUBBOCK, TX 79411-1103
Document Number	0000016637
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2806 34TH ST #11 LUBBOCK TX 794103524, 11, LUBBOCK, TX 79410-3524

Mortgage

Document Number	0000016637
Date	May 10, 2019
Instrument	16637

Lender

Name	CENTENNIAL BK
Type	Bank
Address	LUBBOCK, TX 79401

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 9, 2029

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	2205 20TH ST, LUBBOCK, TX 79411-1103
Document Number	0000016636
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2806 34TH ST #11 LUBBOCK TX 794103524, 11, LUBBOCK, TX 79410-3524

Mortgage

Document Number	0000016636
Date	May 10, 2019
Instrument	16636

Lender

Name	CENTENNIAL BK
Type	Bank
Address	LUBBOCK, TX 79401

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 9, 2029

Interest

Rate	7.43%

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	2205 20TH ST, LUBBOCK, TX 79411-1103
Document Number	0000001735
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2806 34TH ST #11 LUBBOCK TX 794103524, 11, LUBBOCK, TX 79410-3524

Mortgage

Document Number	0000001735
Date	Jan 16, 2019
Instrument	1735

Lender

Name	CENTENNIAL BK
Type	Bank
Address	LUBBOCK, TX 79401

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 15, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2205 20th St was $1,747, down 18.9% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00 (-18.9%)	$98,778 Land $25,000 Building $73,778	$98,778 Land $25,000 Building $73,778
2024	$2,154.00 (+16.68%)
2023	$1,846.00 (-7.93%)	$105,944 Land $13,650 Building $92,294	$105,944 Land $13,650 Building $92,294
2022	$2,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2205 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2205 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet, T-Mobile.

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