22045 Spoden Rd, Cold Spring, MN 56320 Property Records

Stearns County property record for 22045 Spoden Rd, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,632 sqft · built 1982
Lot Size80 acres (3,484,800 sqft)
OwnerIndividual Name on File
Tax Bill$3,378 (2026)
Flood ZoneZone X (minimal risk)
APN76-41654-0400

Property Details

APN / Parcel Number

Primary APN76-41654-0400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area1,958 sqft
1st Floor Area1,632 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,484,800 sqft (80 acres)
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Shed1 Shed
Shed Area96 sqft
Granary1,900 sqft
Pole Barn1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address22045 SPODEN RD
CityCOLD SPRING
StateMN
Zip56320-9761
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description80.00 A. SE4NW4 & NE4NW4 OLD # 28.17140.010 SECTION 30 TOWNSHIP 123 RANGE 029 SECTION 30 TOWNSHIP 123 RANGE 029
Legal Range29W
Legal Township123
Legal Section30
JurisdictionSTEARNS MN
Township / Civil DivisionROCKVILLE
Census Block Group1
Census Block1004
Census Tract11302

Owner

Source: Stearns County records · APN 76-41654-0400

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22045 SPODEN RD, COLD SPRING, MN 56320-9761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 1993
Deed SaleMar 23, 1993
Prior SaleJun 26, 1992
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalityRockville City
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,378.00 (+25.39%)
2025$688,100 (+8.89%) Land $483,700 Building $204,400$688,100 (+8.89%) Land $483,700 Building $204,400
2023$2,694.00$631,900 Land $442,500 Building $189,400$631,900 Land $442,500 Building $189,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1997–2009)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2009, river or lake flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 60% of Minnesota
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesDSL100 / 10
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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