2204 Timberstone Dr E, Elkhart, IN 46514 Property Records

Elkhart County property record for 2204 Timberstone Dr E, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,419 sqft · built 2023
Lot Size	0.208 acres (9,104 sqft)
Owner	Individual Name on Record
Tax Bill	$3,026 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02-25-330-002.000-027`

Property Details

APN / Parcel Number

Primary APN	`20-02-25-330-002.000-027`
Alternative APN	`0225330002027`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,419 sqft Living Area
Basement Area	1,419 sqft
Finished Basement	780 sqft

Exterior

Year Built	Built 2023
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,104 sqft (0.208 acres)
Lot Dimensions	152 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0225330002027
Street Address	2204 TIMBERSTONE DR E
City	ELKHART
State	IN
Zip	46514-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	TIMBERSTONE THIRD DPUD LOT 84
Legal Subdivision	TIMBERSTONE THIRD DPUD
Legal Lot Number	84
Jurisdiction	ELKHART IN
Township / Civil Division	OSOLO
Census Block Group	1
Census Block	1008
Census Tract	1802

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2204 TIMBERSTONE DR E, ELKHART, IN 46514-8689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY
Feb 13, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC
Apr 15, 2019	Loan Modification, Mortgage STAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024
Deed Sale	Feb 13, 2024
Prior Sale	Feb 13, 2024
Deed Document Number	0000002373
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Feb 13, 2024
Property Address	2204 TIMBERSTONE DR E, ELKHART, IN 46514-8689
Document Number	0000002373
Map Reference	MB 35 PG 34
Instrument Date	Feb 8, 2024
Instrument	2024-02373
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 TIMBERSTONE DR E, ELKHART, IN 46514-8689

Mortgage

Document Number	0000002374
Date	Feb 13, 2024
Instrument	2024-02374

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Feb 13, 2024
Property Address	2204 TIMBERSTONE DR E, ELKHART, IN 46514-8689
Document Number	0000002372
Map Reference	DOC 2014-12541
Instrument Date	Feb 5, 2024
Instrument	2024-02372
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 TIMBERSTONE DR, ELKHART, IN 46514-8657

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	2204 TIMBERSTONE DR, ELKHART, IN 46514-8657
Document Number	0000007341
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	119 E MAIN ST COLUMBIA CITY IN 46725, COLUMBIA CITY, IN 46725

Mortgage

Document Number	0000007341
Date	Apr 22, 2019
Instrument	7341

Lender

Name	STAR FIN'L
Type	Funding / Finance Company
Address	FORT WAYNE, IN 46809

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 21, 2022

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Osolo Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$398,800 (+33.33%) Land $35,400 Building $363,400	$398,800 (+33.33%) Land $35,400 Building $363,400
2024	$3,026.00 (+25,116.67%)	$299,100 (+74,675%) Land $35,400 Building $263,700	$299,100 (+74,675%) Land $35,400 Building $263,700
2023		$400 (-) Land $400	$400 (-) Land $400
2022	$12.00	$400 Land $400	$400 Land $400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: New Paris Telephone Company.

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