2204 Southern Dr, Durham, NC 27703 Property Records

Durham County property record for 2204 Southern Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,276 sqft · built 1965
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2010)
Tax Bill	$3,276 (2026)
Deeds & Mortgages	Sep 2016 Mortgage Sep 2016 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0830-81-5326`

Property Details

APN / Parcel Number

Primary APN	`0830-81-5326`
Alternative APNs	`0830-81-53-2627` `083004815338` `156947`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,276 sqft Heated Area
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	147 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	276 sqft
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2204 SOUTHERN DR
City	DURHAM
State	NC
Zip	27703-6054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SOUTHERN TERRACE/SEC:01/B LK:A/LT#01 PL:000042-000011
Legal Subdivision	SOUTHERN TERRACE
Legal Block	A
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	3
Census Block	3020
Census Tract	2035

Owner

2204 Southern Dr is owned and occupied by an individual who bought it in January 2010.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2204 SOUTHERN DR, DURHAM, NC 27703-6054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 28, 2016	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 28, 2016	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2010 · Amount on File
Deed Sale	Jan 12, 2010 · Amount on File
Deed Book / Page	6401 / 505
Record Updated	Oct 29, 2026

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2204 SOUTHERN DR, DURHAM, NC 27703-6054
Document Number	0081300635
Instrument Date	Sep 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 SOUTHERN DR DURHAM NC 277036054, DURHAM, NC 27703-6054

Mortgage

Document Number	0081300635
Date	Feb 24, 2017
Book Page	008130/000635
Instrument	6154

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

September 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	2204 SOUTHERN DR, DURHAM, NC 27703-6054
Document Number	0081430108
Instrument Date	Sep 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 SOUTHERN DR DURHAM NC 277036054, DURHAM, NC 27703-6054

Mortgage

Document Number	0081430108
Date	Mar 16, 2017
Book Page	008143/000108
Instrument	8516

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

September 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	2204 SOUTHERN DR, DURHAM, NC 27703-6054
Document Number	0081430070
Instrument Date	Sep 28, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 SOUTHERN DR DURHAM NC 277036054, DURHAM, NC 27703-6054

Mortgage

Document Number	0081430070
Date	Mar 16, 2017
Book Page	008143/000070
Instrument	8510

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 2204 Southern Dr was $3,276, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,276.00 (+2.54%)	$322,402 (-) Land $127,300 Building $195,102	$322,402 (-) Land $127,300 Building $195,102
2025	$3,195.00	$322,402 Land $127,300 Building $195,102	$322,402 Land $127,300 Building $195,102
2023	$2,244.00 (+2.33%)	$171,364 Land $26,860 Building $144,504	$171,364 Land $26,860 Building $144,504
2022	$2,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2204 Southern Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2204 Southern Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Google Fiber, Hotwire Communications.

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