2204 Silver Oak Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 2204 Silver Oak Ln, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,434 sqft · built 2005
Lot Size	0.156 acres (6,777 sqft)
Owner	2 Individual Names on File
Last Sale	$441,000 (Nov 2017)
Tax Bill	$6,361 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-029-051-000`

Property Details

APN / Parcel Number

Primary APN	`069-029-051-000`
Alternative APN	`0692951000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,434 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,777 sqft (0.156 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2204 SILVER OAK LN
City	CERES
State	CA
Zip	95307-7102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAREMONT OAKS #2 (41M54) BLK 6741 LOT 24
Legal Subdivision	CLAREMONT OAKS PH 02
Legal Block	6741
Legal Lot Number	24
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1005
Census Tract	3003

Owner

2204 Silver Oak Ln is owned by two individuals who acquired it in September 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1612 DUSTY MILLER LN, CERES, CA 95307-9802
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
Sep 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
Nov 3, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Prior Sale	Mar 17, 2011 · Amount on File
Deed Document Number	201781819
Last Transfer Date	Sep 28, 2021
Transfer Doc	0000092960
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Oct 1, 2021
Property Address	2204 SILVER OAK LN, CERES, CA 95307-7102
Document Number	0000092960
Map Reference	MB 41 PG 54
Instrument Date	Sep 28, 2021
Instrument	2021-0092960
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1612 DUSTY MILLER LN, CERES, CA 95307-9802

Mortgage

Document Number	0000092961
Date	Oct 1, 2021
Instrument	2021-0092961

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 4, 2019
Property Address	2204 SILVER OAK LN, CERES, CA 95307-7102
Document Number	0000059207
Map Reference	MB 41 PG 54
Instrument Date	Aug 30, 2019
Instrument	2019-0059207
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1612 DUSTY MILLER LN, CERES, CA 95307-9802

Mortgage

Document Number	0000059208
Date	Sep 4, 2019
Instrument	2019-0059208

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 3, 2017
Property Address	2204 SILVER OAK LN, CERES, CA 95307-7102
Document Number	0000081819
Map Reference	MAP41 PG54
Instrument Date	Oct 30, 2017
Instrument	2017-0081819
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2204 SILVER OAK LN, CERES, CA 95307-7102

Mortgage

Document Number	0000081820
Date	Nov 3, 2017
Instrument	2017-0081820

Lender

Name	HOMEXPRESS MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	6 Months
Min Rate At Change	6.99%
Max Rate At Change	9.99%
Index	6-Month LIBOR
Max Rate	12.9%

Tax Assessment & Valuation

The 2026 property tax bill for 2204 Silver Oak Ln was $6,361, up 0.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,361.00 (+0.13%)	$511,812 (+2%) Land $121,858 Building $389,954
2025	$6,353.00	$501,777 Land $119,469 Building $382,308
2023	$5,807.00 (+1.1%)	$482,294 Land $114,831 Building $367,463
2022	$5,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2204 Silver Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2204 Silver Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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