2204 Ross Cauthen Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 2204 Ross Cauthen Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,364 sqft · built 1981
Lot Size	0.865 acres (37,685 sqft)
Owner	Individual Name on File
Last Sale	$106,257 (Jan 2015)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0087N-0G-019.00`

Property Details

APN / Parcel Number

Primary APN	`0087N-0G-019.00`
Alternative APN	`17419`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	1,152 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,685 sqft (0.865 acres)
Lot Width	140 ft Width
Garage Area	896 sqft
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17419
Street Address	2204 ROSS CAUTHEN RD
City	LANCASTER
State	SC
Zip	29720-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	182X245X127X275
Legal Subdivision	SMOKER
Legal Block	A-11
Legal Lot Number	A-11
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1039
Census Tract	10600

Owner

2204 Ross Cauthen Rd is owned and occupied by an individual who bought it in January 2015.

Source: Lancaster County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2204 ROSS CAUTHEN RD, LANCASTER, SC 29720-4352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
Feb 29, 2024	Intrafamily Transfer, Transfer
Oct 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2015 · Amount on File
Deed Sale	Jan 28, 2015 · Amount on File
Prior Sale	Feb 28, 2005 · Amount on File
Deed Document Number	20151257
Deed Book / Page	848 / 196
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Jun 29, 2026
Property Address	2204 ROSS CAUTHEN RD, LANCASTER, SC 29720-4352
Document Number	0000009274
Book / Page	5619 / 184
Instrument Date	Jun 24, 2026
Instrument	20269274
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 ROSS CAUTHEN RD, LANCASTER, SC 29720-4352

Mortgage

Document Number	0000009274,
Date	Jun 29, 2026
Book Page	5619/184
Instrument	20269274

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Feb 29, 2024
Property Address	2204 ROSS CAUTHEN RD, LANCASTER, SC 29720-4352
Document Number	0000002303
Book / Page	1762 / 37
Map Reference	PL 2000-169
Instrument Date	Feb 29, 2024
Instrument	2024002303
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 CHURCHILL DR, LANCASTER, SC 29720-1787

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2204 ROSS CAUTHEN RD, LANCASTER, SC 29720-4352
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016947
Date	Oct 26, 2022
Book Page	4851/316
Instrument	2022016947

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 5, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2204 ROSS CAUTHEN RD, LANCASTER, SC 29720-4352
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012672
Date	Jun 21, 2021
Book Page	4437/73
Instrument	2021012672

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 5, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2204 Ross Cauthen Rd was $2,393, up 13.5% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,393.00 (+13.52%)	$7,313 Land $1,157 Building $6,156	$155,500 Land $24,600 Building $130,900
2024	$2,108.00 (+225.31%)
2023	$648.00 (+0.47%)	$4,240 (-) Land $844 Building $3,396	$106,000 (-) Land $21,100 Building $84,900
2022	$645.00	$4,240 Land $844 Building $3,396	$106,000 Land $21,100 Building $84,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2204 Ross Cauthen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2204 Ross Cauthen Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: RiverNet Connect.

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