2204 River Woods Dr, Naperville, IL 60565 Property Records

DuPage County property record for 2204 River Woods Dr, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,867 sqft · built 1994
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Oct 2014)
Tax Bill	$17,368 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-31-414-013`

Property Details

APN / Parcel Number

Primary APN	`08-31-414-013`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,867 sqft Living Area
Gross Area	5,805 sqft
1st Floor Area	2,139 sqft
2nd Floor Area	1,559 sqft
Basement Area	2,107 sqft
Finished Basement	1,169 sqft
Unfinished Basement	938 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	16,553 sqft (0.38 acres)
Garage Area	727 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2204 RIVER WOODS DR
City	NAPERVILLE
State	IL
Zip	60565-6350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SCOTTS CROSSING ON THE WEST BRANCH UNIT 2 ALL
Legal Subdivision	SCOTTS CROSSING ON THE WEST BRANCH UNIT
Legal Lot Number	1
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3014
Census Tract	846201

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2204 RIVER WOODS DR, NAPERVILLE, IL 60565-6350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit CIBM BANK
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2014 · Amount on Record
Deed Sale	Oct 14, 2014 · Amount on Record
Prior Sale	Aug 1, 1994 · Amount on Record
Deed Document Number	201494108
Prior Transfer Date	Jun 21, 2007
Prior Transfer Doc	0000158675
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2204 RIVER WOODS DR, NAPERVILLE, IL 60565-6350
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 RIVER WOODS DR, NAPERVILLE, IL 60565-6350

Mortgage

Document Number	0000057584
Date	Sep 15, 2025
Instrument	R2025-057584

Lender

Name	CIBM BANK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2204 RIVER WOODS DR, NAPERVILLE, IL 60565-6350
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071337
Date	Jul 7, 2020
Instrument	R2020-071337

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2045

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,368.00 (+15.15%)	$305,604 (+27.84%) Land $95,407 Building $210,197	$916,812 (+27.84%) Land $286,221 Building $630,591
2022	$15,083.00 Homeowner's exemption	$239,060 Land $74,630 Building $164,430	$717,180 Land $223,890 Building $493,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1996–2015)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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