2204 Ridgemore Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 2204 Ridgemore Dr, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,463 sqft · built 1995
Lot Size0.245 acres (10,688 sqft)
Owner2 Individual Names on Record
Tax Bill$2,872 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN085610-2636

Property Details

APN / Parcel Number

Primary APN085610-2636
Alternative APN
  • U192921326000005000200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,463 sqft Living Area
Gross Area2,367 sqft
1st Floor Area1,463 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,688 sqft (0.245 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area463 sqft
Patio Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0856102636
Street Address2204 RIDGEMORE DR
CityVALRICO
StateFL
Zip33594-3240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionVALRICO VISTA LOT 20 AND W 1/2 OF LOT 21 BLOCK 5
Legal Range21E
Legal Township29S
Legal Section19
Legal SubdivisionVALRICO VISTA
Legal Tract326
Legal Block5
Legal Lot Number20
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2003
Census Tract12210

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2204 RIDGEMORE DR, VALRICO, FL 33594-3240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
SPROUT MORTGAGE LLC
Oct 11, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2014
Deed SaleJul 9, 2014
Deed Document Number2014224426
Deed Book / Page22671 / 639
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2204 RIDGEMORE DR, VALRICO, FL 33594-3240
Transaction TypeMortgage
Record UpdatedMar 24, 2022
Title CompanyMAJESTY TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 RIDGEMORE DR, VALRICO, FL 33594-3240

Mortgage

Document Number0000110696
DateMar 1, 2022
Instrument2022110696
Lender
NameSPROUT MORTGAGE LLC
AddressPORT SAINT LUCIE, FL 34986
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2204 RIDGEMORE DR, VALRICO, FL 33594-3240
Document Number0000453954
Instrument DateOct 11, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2204 RIDGEMORE DR VALRICO FL 335943240, VALRICO, FL 33594-3240

Mortgage

Document Number0000453954
DateNov 2, 2020
Instrument453954
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueNov 1, 2045

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,238 (+2.7%)$273,246 (-0.97%) Land $102,960 Building $170,286
2025$2,872.00 (+12.85%) Homeowner's exemption$162,841 (+5.99%)$275,914 (+3.34%) Land $102,960 Building $172,954
2023$2,545.00 (+6.75%) Homeowner's exemption$153,643 (+3%)$266,990 (+7.44%) Land $102,960 Building $164,030
2022$2,384.00 Homeowner's exemption$149,168$248,491 Land $93,600 Building $154,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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