2204 Ramsgate Ct, Safety Harbor, FL 34695 Property Records

Pinellas County property record for 2204 Ramsgate Ct, Safety Harbor, FL 34695

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,758 sqft · built 1990
Lot Size0.291 acres (12,698 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Feb 2009)
Tax Bill$4,834 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-762-0052-6

Property Details

APN / Parcel Number

Primary APNC62-000-762-0052-6
Alternative APNs
  • 33-28-16-41732-000-0080
  • 162833417320000080
  • R361983

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,758 sqft Heated Area
1st Floor Area2,758 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,698 sqft (0.291 acres)
Lot Dimensions98 ft deep x 75 ft wide
View / LotPark
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area504 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR361983
Old Parcel Number162833417320000080
Street Address2204 RAMSGATE CT
CitySAFETY HARBOR
StateFL
Zip34695-5628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTINGTON ISLES LOT 8
Legal Range16
Legal Township28
Legal Section33
Legal SubdivisionHUNTINGTON ISLES
Legal Lot Number8
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1004
Census Tract26817

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2204 RAMSGATE CT, SAFETY HARBOR, FL 34695-5628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2009 · Amount on Record
Deed SaleFeb 23, 2009 · Amount on Record
Prior SaleOct 17, 1997 · Amount on Record
Deed Document Number2009045311
Deed Book / Page16503 / 2211
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2204 RAMSGATE CT, SAFETY HARBOR, FL 34695-5628
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 RAMSGATE CT, SAFETY HARBOR, FL 34695-5628

Mortgage

Document Number0226851972
DateJan 24, 2024
Book Page22685/1972
Instrument2024018670
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 23, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2204 RAMSGATE CT, SAFETY HARBOR, FL 34695-5628
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 RAMSGATE CT, SAFETY HARBOR, FL 34695-5628

Mortgage

Document Number0214250020
DateMar 9, 2021
Book Page21425/20
Instrument2021075905
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySafety Harbor City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,834.00 (+7.42%) Homeowner's exemption$318,977 (+5.99%)$695,145 (+7.2%) Land $164,309 Building $530,836
2023$4,500.00 (+2.81%) Homeowner's exemption$300,958 (+3%)$648,450 (+23.74%) Land $226,574 Building $421,876
2022$4,377.00 Homeowner's exemption$292,192$524,055 Land $210,721 Building $313,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims21 (1984–2024)
Claims Outside the SFHA19 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Tropical Storm Debby, Jul 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAFETY HARBOR WATER DEPT
serves 16,473 people · EPA ID FL6521576
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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