2204 Oak Rdg, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 2204 Oak Rdg, Tool, TX 75143

Property Summary

Property TypeSingle Family Home
Details1,640 sqft · built 1987
OwnerIndividual Name on File
Tax Bill$8,029 (2023)
Deeds & MortgagesSep 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone A (high risk)
APN2030-0007-0790-54

Property Details

APN / Parcel Number

Primary APN2030-0007-0790-54
Alternative APNs
  • R000025333
  • 232782

Interior

Building Area1,640 sqft Living Area
1st Floor Area1,640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Dimensions173 ft deep x 90 ft wide
Garage TypeCarport
CarportCarport
Carport Area1 sqft
Deck Area25 sqft
Patio Area275 sqft
Storage Building60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR000025333
Old Parcel Number2030.0007.0790.54
Street Address2204 OAK RDG
CityTOOL
StateTX
Zip75143-7810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 79 & 15.86 SQ FT OF LT 80 AB 841 D O WILLIAMS SUR, ARNOLD HILLS SUBD, BLK 7 LT 79 & 15.86 SQ FT OF LT 80, C/175
Legal SubdivisionARNOLD HILLS (369)
Legal Block7
Legal Lot Number79,15 15
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group1
Census Block1006
Census Tract950801

Owner

Source: Henderson County records · APN 2030-0007-0790-54

Assessment roll updated July 25, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address610 ROCKFALL WAY, ALEDO, TX 76008-1160
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Jun 22, 2020Vendor's Lien, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2020
Deed SaleJun 22, 2020
Prior SaleOct 27, 2015 · Amount on Record
Deed Document Number2020-00008403
Record UpdatedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address2204 OAK RDG, TOOL, TX 75143-7810
Transaction TypeMortgage
Record UpdatedSep 05, 2022
Title CompanyRANGER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100016966
DateSep 02, 2021
Instrument2021-00016966
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

June 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHENDERSON TX
Recording DateJun 22, 2020
Property Address2204 OAK RDG, TOOL, TX 75143-7810
Document Number202000008403
Map ReferenceCAB C SL 175
Instrument DateJun 16, 2020
Instrument2020-00008403
Transaction TypeTransfer
Record UpdatedSep 05, 2022
Title CompanyNOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 ROCKFALL WAY, ALEDO, TX 76008-1160

Mortgage

Document Number202000008404
DateJun 22, 2020
Instrument2020-00008404
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 25, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
Unified School DistrictMabank Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$8,029.00 (-20.88%) Additional exemption filed$445,816 Land $202,500 Building $243,316$445,816 Land $202,500 Building $243,316
2022$10,148.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 5, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
940 / 35
AMG Technology Investment Group
Fixed Wireless
500 / 100

May also be available: Conquest Wireless.

Based on FCC filings for 135 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Oak Rdg

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