McHenry County property record for 2204 Mill Ln, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 900 sqft · built 1958 |
| Lot Size | 0.213 acres (9,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Feb 2024) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-476-004 |
| Primary APN | 09-25-476-004 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,318 sqft |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2204 MILL LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-4663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0037947 LT 3 BLK 10 EASTWOOD MANOR UNIT 2 |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 25 |
| Legal Subdivision | EASTWOOD MANOR 02 |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 870702 |
Source: McHenry County records · APN 09-25-476-004
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2204 MILL LN, MCHENRY, IL 60051-4663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 18, 2020 | Warranty Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2024 · Amount on Record |
| Deed Sale | Feb 01, 2024 · Amount on Record |
| Prior Sale | Sep 18, 2020 · Amount on Record |
| Deed Document Number | 2024R0002424 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 01, 2024 |
| Property Address | 2204 MILL LN, MCHENRY, IL 60051-4663 |
| Document Number | 0000002424 |
| Map Reference | DOC311472 MB12 PG82 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024R0002424 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2204 MILL LN, MCHENRY, IL 60051-4663 |
| Document Number | 0000002425 |
|---|---|
| Date | Feb 01, 2024 |
| Instrument | 2024R0002425 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 18, 2020 |
| Property Address | 2204 MILL LN, MCHENRY, IL 60051-4663 |
| Document Number | 0000037947 |
| Map Reference | DOC311472 MB12 PG82 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 2020R0037947 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2204 MILL LN, MCHENRY, IL 60051-4663 |
| Document Number | 0000037948 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020R0037948 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $49,321 Land $14,614 Building $34,707 | $147,963 Land $43,842 Building $104,121 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1115250, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUA ILLINOIS-EASTWOOD MANOR private · serves 728 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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