2204 Middleberry Rd, Sacramento, CA 95815 Property Records

Sacramento County property record for 2204 Middleberry Rd, Sacramento, CA 95815

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,477 sqft · built 1955
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$369 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`277-0176-007-0000`

Property Details

APN / Parcel Number

Primary APN	`277-0176-007-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,121 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2204 MIDDLEBERRY RD
City	SACRAMENTO
State	CA
Zip	95815-4119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SWANSTON ESTATES 03, LOT 315
Legal Subdivision	SWANSTON ESTATES 03
Legal Lot Number	315
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2011
Census Tract	5502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2204 MIDDLEBERRY RD, SACRAMENTO, CA 95815-4119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 26, 2018	Quit Claim Deed, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025
Deed Sale	Apr 28, 2025
Prior Sale	Dec 26, 2018
Deed Book / Page	20250428 / 693
Prior Transfer Date	Apr 22, 2025
Prior Transfer Doc	2025000693
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2204 MIDDLEBERRY RD, SACRAMENTO, CA 95815-4119
Document Number	2003190404
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2204 MIDDLEBERRY RD SACRAMENTO CA 958154119, SACRAMENTO, CA 95815-4119

Mortgage

Document Number	2003190404
Date	Mar 19, 2020
Instrument	2003190404

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

December 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 26, 2018
Property Address	2204 MIDDLEBERRY RD, SACRAMENTO, CA 95815-4119
Document Number	1812260013
Instrument Date	Nov 30, 2018
Instrument	1812260013
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2204 MIDDLEBERRY RD SACRAMENTO CA 958154119, SACRAMENTO, CA 95815-4119

Mortgage

Document Number	1812260014
Date	Dec 26, 2018
Instrument	1812260014

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$271,672 (+2%) Land $48,294 Building $223,378
2025	$369.00 (-73.05%)	$266,347 (+4.04%) Land $47,348 Building $218,999
2024	$1,369.00 (-4.47%)
2023	$1,433.00 (-1.17%)	$256,006 Land $45,510 Building $210,496
2022	$1,450.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	13 (1993–2000)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Feb 2000 · other causes
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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