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2204 James Downey Rd, Independence, MO 64057 Property Records

Jackson County property record for 2204 James Downey Rd, Independence, MO 64057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 918 sqft · built 1956
Lot Size0.434 acres (18,889 sqft)
Owner2 Individual Names on File
Tax Bill$1,455 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN25-420-02-16

Property Details

APN / Parcel Number

Primary APN25-420-02-16
Alternative APNs
  • 25-420-02-16-00-0-00-000
  • 25420021600000001
  • 769972

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area918 sqft Living Area
1st Floor Area726 sqft
Basement Area918 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,889 sqft (0.434 acres)
Lot Dimensions225 ft deep x 85 ft wide
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space
Deck Area144 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number769972
Street Address2204 JAMES DOWNEY RD
CityINDEPENDENCE
StateMO
Zip64057-1060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTAYTON PLACE RESURVEY OF LOT 16---LOT 4
Legal SubdivisionSTAYTON PLACE
Legal Block2
Legal Lot Number16,4
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2006
Census Tract11408

Owner

2204 James Downey Rd is owned by two individuals who acquired it in April 2024.

Source: Jackson County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address20600 E COURTNEY ATHERTON RD, INDEPENDENCE, MO 64058-1956
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2020Deed of Trust, Mortgage · Line of Credit
BLUE RIDGE BK
Aug 21, 2019Warranty Deed, Transfer
CLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2019
Deed SaleAug 21, 2019
Prior SaleAug 2, 2007 · Amount on File
Deed Document Number2019E65984
Last Transfer DateApr 29, 2024
Transfer Doc00E0026181
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address2204 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1060
Document Number0000E18751
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedApr 1, 2020
Title CompanyALPHA TITLE COMPANY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address20600 E COURTNEY ATHERTON RD INDEPENDENCE MO 640581956, INDEPENDENCE, MO 64058-1956

Mortgage

Document Number0000E18751
DateMar 4, 2020
Instrument18751E
Lender
NameBLUE RIDGE BK
TypeBank
AddressINDEPENDENCE, MO 64057
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateAug 21, 2019
Property Address2204 JAMES DOWNEY RD, INDEPENDENCE, MO 64057-1060
Document Number0000E65984
Instrument DateAug 19, 2019
Instrument65984E
Transaction TypeTransfer
Record UpdatedSep 19, 2019
Title CompanyCLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2204 JAMES DOWNEY RD INDEPENDENCE MO 640571060, INDEPENDENCE, MO 64057-1060

Tax Assessment & Valuation

The 2025 property tax bill for 2204 James Downey Rd was $1,455, up 18.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,370 (-) Land $7,855 Building $12,515$107,210 (-)
2025$1,455.00 (+18.58%)$20,370 Land $7,855 Building $12,515$107,210
2024$1,227.00 (+2.34%)
2023$1,199.00$17,714 Land $5,725 Building $11,989$93,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2204 James Downey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2204 James Downey Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber, Wisper ISP.

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