2204 Hubbard Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 2204 Hubbard Rd, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,062 sqft
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$135,400 (Jun 2017)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06003440006000`

Property Details

APN / Parcel Number

Primary APN	`06003440006000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	217,800 sqft (5 acres)
Garage Area	528 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2204 HUBBARD RD
City	CHARLOTTE
State	MI
Zip	48813-8648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	COM 175 FEET S OF NW COR. OF SW 1/4 OF SE 1/4, E 1320 FEET, S 165 FEET, W 1320 FEET, N 165 FEET TO BEG. SEC.34, T3N,R5W, CHESTER TWP. 1975
Legal Range	05W
Legal Township	03N
Legal Section	34
Jurisdiction	EATON MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1064
Census Tract	20602

Owner

2204 Hubbard Rd is owned and occupied by two individuals who acquired it in December 2020.

Source: Eaton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2204 HUBBARD RD, CHARLOTTE, MI 48813-8648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Deed Book / Page	2684 / 839
Last Transfer Date	Dec 4, 2020
Transfer Doc	002897/707
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jan 12, 2021
Property Address	2204 HUBBARD RD, CHARLOTTE, MI 48813-8648
Document Number	002897/707
Book / Page	2897 / 707
Instrument Date	Dec 4, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 HUBBARD RD, CHARLOTTE, MI 48813-8648

Mortgage

Document Number	0002897709
Date	Jan 12, 2021
Instrument	2897/709

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 19, 2017
Property Address	2204 HUBBARD RD, CHARLOTTE, MI 48813-8648
Document Number	2684/0839
Book / Page	2684 / 0839
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 S AINGER RD, 308, CHARLOTTE, MI 48813-9550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8105 MULLIKEN RD, MULLIKEN, MI 48861-8716

Mortgage

Document Number	26840842
Date	Jun 19, 2017
Instrument	2684/0842

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2204 Hubbard Rd was $2,379 with a homeowner's exemption, up 3.2% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Chester Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,600 (+1.31%)	$217,200 (+1.31%)
2025	$2,379.00 (+3.17%) Homeowner's exemption	$107,200	$214,400
2024	$2,306.00
2023		$92,300	$184,600
2022	$2,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2204 Hubbard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2204 Hubbard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeWorks Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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