Minnehaha County property record for 2204 E Tracy Ln, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 864 sqft · built 1980 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-10-452-012-000 |
| Primary APN | 01-22-10-452-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 864 sqft Finished Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 648 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 216 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 36602 |
|---|---|
| Street Address | 2204 E TRACY LN |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-0767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLOCK 5 HOMESTEAD TRAILS TO CITY OF SIOUX FALLS |
| Legal Subdivision | HOMESTEAD TRAILS |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 401 |
2204 E Tracy Ln is owned and occupied by an individual.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2204 E TRACY LN, SIOUX FALLS, SD 57103-0767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RELIABANK DAKOTA |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SERVICE FIRST FCU |
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SERVICE FIRST FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 2204 E TRACY LN, SIOUX FALLS, SD 57103-0767 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 1872MTG/329 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 1872 MTG/329 |
| Name | RELIABANK DAKOTA |
|---|---|
| Type | Bank |
| Address | TEA, SD 57064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 2204 E TRACY LN, SIOUX FALLS, SD 57103-0767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1893MTG/983 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 1893 MTG/983 |
| Name | SERVICE FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | SIOUX FALLS, SD 57103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 2204 E TRACY LN, SIOUX FALLS, SD 57103-0767 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | , R701267 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 1812/430 |
| Instrument | R701267 |
| Name | SERVICE FIRST FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SIOUX FALLS, SD 57103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2204 E Tracy Ln was $2,791.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,932 (-4.82%) Land $29,472 Building $165,460 | $194,932 Land $29,472 Building $165,460 | |
| 2025 | $2,791.00 | $204,800 (-2.62%) Land $29,800 Building $175,000 | |
| 2024 | $2,791.00 | $210,300 Land $29,800 Building $180,500 | |
| 2022 | $2,487.00 | $164,100 Land $23,700 Building $140,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2204 E Tracy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2204 E Tracy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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