Bay County property record for 2204 E 6th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 992 sqft · built 1945 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Mar 2023) |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22353-000-000 |
| Primary APN | 22353-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 992 sqft Heated Area |
| Gross Area | 1,000 sqft |
| 1st Floor Area | 992 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 2204 E 6TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | TEN ACRE ADD. LOT 26 ORB 4668 P 1504 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | TEN ACRE ADD |
| Legal Lot Number | 26 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1700 |
2204 E 6th Ct is owned and occupied by an individual who bought it in March 2023.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2204 E 6TH CT, PANAMA CITY, FL 32401-4723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 8, 2021 | Warranty Deed, Transfer · Commercial Mortgage LENDINGONE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on File |
| Deed Sale | Mar 20, 2023 · Amount on File |
| Prior Sale | Jun 8, 2021 · Amount on File |
| Deed Document Number | 2023016398 |
| Deed Book / Page | 4668 / 1504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 20, 2023 |
| Property Address | 2204 E 6TH CT, PANAMA CITY, FL 32401-4723 |
| Document Number | 0046681504 |
| Book / Page | 4668 / 1504 |
| Map Reference | MB 2 PG 47 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 2023016398 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $966.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 FAIRWAY DR, CRESTVIEW, FL 32536-8442 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2204 E 6TH CT, PANAMA CITY, FL 32401-4723 |
| Document Number | 0046681506 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 4668/1506 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 8, 2021 |
| Property Address | 2204 E 6TH CT, PANAMA CITY, FL 32401-4723 |
| Document Number | 0044170454 |
| Book / Page | 4417 / 454 |
| Map Reference | MB 2 PG 47 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021043362 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $696.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 724 COLLEGE AVE, 724, PANAMA CITY, FL 32401-4640 |
| Name | Verified Name |
|---|---|
| Address | 1 HARDY RD, BEDFORD, NH 03110-4915 |
| Document Number | 0004417456 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 4417/456 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2204 E 6th Ct was $1,244 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 Homeowner's exemption | $120,806 | $127,186 Land $23,888 Building $103,298 |
| 2023 | $1,521.00 (+17.72%) | $77,308 (+8.98%) Land $16,170 Building $61,138 | $77,308 (+8.98%) Land $16,170 Building $61,138 |
| 2022 | $1,292.00 | $70,938 Land $15,067 Building $55,871 | $70,938 Land $15,067 Building $55,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2204 E 6th Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2204 E 6th Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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