Polk County property record for 2204 E 40th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 876 sqft · built 1951 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Aug 2025) |
| Tax Bill | $2,256 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/08152-001-002 |
| Primary APN | 060/08152-001-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| Gross Area | 1,572 sqft |
| 1st Floor Area | 876 sqft |
| Basement Area | 696 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2204 E 40TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 230 SUNRISE PARK |
| Legal Subdivision | SUNRISE PARK |
| Legal Lot Number | 230 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 1900 |
Source: Polk County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2204 E 40TH ST, DES MOINES, IA 50317-5622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Dec 4, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK |
| Jan 9, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Jan 9, 2017 · Amount on Record |
| Deed Document Number | 202551116 |
| Deed Book / Page | 20251 / 866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2204 E 40TH ST, DES MOINES, IA 50317-5622 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900106492 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 17881/474 |
| Instrument | 2019-00106492 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IA 51301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2204 E 40TH ST, DES MOINES, IA 50317-5622 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000046015 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 16745/0516 |
| Instrument | 2017-00046015 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50313 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 30, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 9, 2017 |
| Property Address | 2204 E 40TH ST, DES MOINES, IA 50317-5622 |
| Document Number | 201600060322 |
| Book / Page | 16339 / 0016 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 2016-00060322 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $152.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2204 E 40TH ST, DES MOINES, IA 50317-5622 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,400 (+14.52%) Land $29,100 Building $122,300 | $151,400 (+14.52%) Land $29,100 Building $122,300 | |
| 2024 | $2,256.00 (-0.88%) | ||
| 2023 | $132,200 Land $25,100 Building $107,100 | $132,200 Land $25,100 Building $107,100 | |
| 2020 | $2,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1983–2025) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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