Cabarrus County property record for 2204 Clay St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1900 |
| Lot Size | 1.77 acres (77,188 sqft) |
| Owner | Company Name on Record |
| Last Sale | $85,000 (Oct 2020) |
| Tax Bill | $2,311 (2023) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5624 70 8994 |
| Primary APN | 5624 70 8994 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,638 sqft |
| 1st Floor Area | 1,092 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 77,188 sqft (1.77 acres) |
| Lot Dimensions | 399 ft deep x 138 ft wide |
| Garage Area | 468 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 350 sqft |
| Shed | 1 Shed |
| Shed Area | 756 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 140847 |
|---|---|
| Street Address | 2204 CLAY ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-4022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 1 RECECCA L BOAN |
| Legal Subdivision | LANE ST I-85 |
| Legal Lot Number | 1 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40701 |
Source: Cabarrus County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4030 WAKE FOREST RD, 349, RALEIGH, NC 27609-0010 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on Record |
| Deed Sale | Oct 8, 2020 · Amount on Record |
| Deed Book / Page | 14564 / 157 |
| Prior Transfer Date | Aug 28, 2002 |
| Prior Transfer Doc | 4015000087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2204 CLAY ST, KANNAPOLIS, NC 28083-4022 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0016112268 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 16112/268 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 8, 2052 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,520 (-) Land $132,000 Building $164,520 | ||
| 2025 | $296,520 (+75.76%) Land $132,000 Building $164,520 | ||
| 2024 | $296,520 (+75.76%) Land $132,000 Building $164,520 | ||
| 2023 | $2,311.00 | $168,710 Land $78,000 Building $90,710 | $168,710 Land $78,000 Building $90,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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