2204 Cary Rd, Algonquin, IL 60102 Property Records

McHenry County property record for 2204 Cary Rd, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 1965
Lot Size	5.84 acres (254,826 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2020)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-23-100-004`

Property Details

APN / Parcel Number

Primary APN	`19-23-100-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,711 sqft
Gross Area	3,422 sqft
1st Floor Area	1,711 sqft

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	254,826 sqft (5.84 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	2204 CARY RD
City	ALGONQUIN
State	IL
Zip	60102-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0024589 PT SE1/4 NW1/4 MEMO: STREIT, DILLON J/AEVERMANN-STREIT, MICHELLE K
Legal Range	08E
Legal Township	43N
Legal Section	23
Legal Block	100
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3046
Census Tract	871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	126 JANDUS CUT OFF RD, CARY, IL 60013-6607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jan 14, 2020	Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	0000001657
Last Transfer Date	May 5, 2021
Transfer Doc	0000024589
Record Updated	Jun 7, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	May 5, 2021
Property Address	2204 CARY RD, ALGONQUIN, IL 60102-3427
Document Number	0000024589
Instrument Date	Jan 25, 2021
Instrument	2021R0024589
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2204 CARY RD, ALGONQUIN, IL 60102-3427

Mortgage

Document Number	0000024590
Date	May 5, 2021
Instrument	2021R0024590

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 14, 2020
Property Address	2204 CARY RD, ALGONQUIN, IL 60102-3427
Document Number	0000001657
Instrument Date	Nov 30, 2019
Instrument	2020R0001657
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	115 E MAIN ST, CARY, IL 60013-2253

Mortgage

Document Number	0000001658
Date	Jan 14, 2020
Instrument	2020R0001658

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$126,342 Land $71,960 Building $54,382	$379,026 Land $215,880 Building $163,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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