2204 Cakebread Ct, Waxhaw, NC 28173 Property Records

Union County property record for 2204 Cakebread Ct, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,289 sqft · built 2007
Lot Size	0.632 acres (27,530 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Nov 2014)
Tax Bill	$5,710 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-159-344`

Property Details

APN / Parcel Number

Primary APN	`06-159-344`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,289 sqft Living Area
1st Floor Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	27,530 sqft (0.632 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	49 sqft
Deck Area	116 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2204 CAKEBREAD CT
City	WAXHAW
State	NC
Zip	28173-7026
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CU R-3 PRD
Legal Description	#10 PROVIDENCE GROVE PH2 MP3 OPCJ388
Legal Subdivision	PROVIDENCE GROVE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2005
Census Tract	21009

Owner

2204 Cakebread Ct, a rural home, is owned and occupied by an individual who bought it in November 2014.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2204 CAKEBREAD CT, WAXHAW, NC 28173-7026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust · Line of Credit THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2014 · Amount on File
Deed Sale	Nov 25, 2014 · Amount on File
Prior Sale	Apr 26, 2013 · Amount on File
Deed Document Number	201431316
Deed Book / Page	6340 / 473
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 8, 2026
Property Address	2204 CAKEBREAD CT, WAXHAW, NC 28173-7026
Document Number	0000009320
Book / Page	9344 / 895
Instrument Date	Apr 2, 2026
Instrument	20269320
Record Updated	Apr 17, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 CAKEBREAD CT, WAXHAW, NC 28173-7026

Mortgage

Document Number	0000009320,
Date	Apr 8, 2026
Book Page	9344/895
Instrument	20269320

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 8, 2026
Property Address	2204 CAKEBREAD CT, WAXHAW, NC 28173-7026
Document Number	0009344895
Book / Page	9344 / 895
Instrument Date	Apr 2, 2026
Instrument	20269320
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 CAKEBREAD CT, WAXHAW, NC 28173-7026

Mortgage

Document Number	0000009320,
Date	Apr 8, 2026
Book Page	9344/895
Instrument	20269320

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2204 Cakebread Ct was $5,710.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$741,400 (-) Land $124,600 Building $616,800	$741,400 (-) Land $124,600 Building $616,800
2025	$5,710.00	$741,400 Land $124,600 Building $616,800	$741,400 Land $124,600 Building $616,800
2023	$4,021.00	$396,200 Land $74,000 Building $322,200	$396,200 Land $74,000 Building $322,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2204 Cakebread Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2204 Cakebread Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium.

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