2204 Barr Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 2204 Barr Rd, Concord, NC 28027

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1963
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2019)
Tax Bill	$3,709 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4692 91 0171`

Property Details

APN / Parcel Number

Primary APN	`4692 91 0171`
Alternative APNs	`04101 0014.000000` `117877`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,500 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	190 ft Width
Garage Type	Carport
Garage Area	327 sqft
Carport	Carport
Carport Area	327 sqft
Driveway	Asphalt Driveway
Driveway Area	575 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft
Storage Building	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	117877
Street Address	2204 BARR RD
City	CONCORD
State	NC
Zip	28027-7656
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	SE CORNER BARR RD & CANTON DR
Legal Subdivision	LAKE HOWELL WATERSHED
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	1
Census Block	1006
Census Tract	41202

Owner

Source: Cabarrus County records · APN 4692 91 0171

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2204 BARR RD, CONCORD, NC 28027-7656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 04, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Mar 21, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Nov 20, 2014 · Amount on Record
Deed Book / Page	13423 / 302
Prior Transfer Date	Jan 12, 1998
Prior Transfer Doc	2071000007
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2204 BARR RD, CONCORD, NC 28027-7656
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017748173
Date	Dec 04, 2025
Book Page	17748/173

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2204 BARR RD, CONCORD, NC 28027-7656
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013328120
Date	Jan 04, 2019
Book Page	13328/0120

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2204 BARR RD, CONCORD, NC 28027-7656
Document Number	14059223
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 BARR RD CONCORD NC 280277656, CONCORD, NC 28027-7656

Mortgage

Document Number	14059223
Date	Mar 16, 2020
Book Page	014059/000223
Instrument	7963

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 21, 2019
Property Address	2204 BARR RD, CONCORD, NC 28027-7656
Document Number	13423302
Book / Page	013423 / 000302
Instrument Date	Mar 21, 2019
Instrument	6540
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2204 BARR RD CONCORD NC 280277656, CONCORD, NC 28027-7656

Mortgage

Document Number	13423304
Date	Mar 21, 2019
Book Page	013423/000304
Instrument	6541

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,709.00 (+19.61%)	$326,640 (+44.33%) Land $99,790 Building $226,850
2024			$326,640 (+44.33%) Land $99,790 Building $226,850
2023	$3,101.00	$226,320 Land $86,180 Building $140,140	$226,320 Land $86,180 Building $140,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 154 locations within half a mile of this property.

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