2204 97th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 2204 97th St, Lubbock, TX 79423 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 2002
Lot Size0.145 acres (6,325 sqft)
OwnerIndividual Name on File
Tax Bill$1,786 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR166665

Property Details

APN / Parcel Number

Primary APNR166665

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,248 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,325 sqft (0.145 acres)
Lot Dimensions115 ft deep x 55 ft wide
Garage Area423 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2204 97TH ST
CityLUBBOCK
StateTX
Zip79423-4439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHRIDGE L 76
Legal SubdivisionSOUTHRIDGE
Legal Lot Number760
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1017
Census Tract10506

Owner

Source: Lubbock County records · APN R166665

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2204 97TH ST, LUBBOCK, TX 79423-4439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 07, 2023Vendor's Lien, Transfer · VA Mortgage
T2 FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2023
Deed SaleJul 07, 2023
Prior SaleJul 07, 2016
Deed Document Number2023025448
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2204 97TH ST, LUBBOCK, TX 79423-4439
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 97TH ST, LUBBOCK, TX 79423-4439

Mortgage

Document Number0000044110
DateNov 12, 2025
Instrument2025044110
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

July 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJul 07, 2023
Property Address2204 97TH ST, LUBBOCK, TX 79423-4439
Document Number0000025448
Map ReferenceVOL 7451 PG 221
Instrument DateJul 05, 2023
Instrument2023025448
Transaction TypeTransfer
Record UpdatedJul 21, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8618 WREXHAM HTS, SAN ANTONIO, TX 78254-2257

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 97TH ST, LUBBOCK, TX 79423-4439

Mortgage

Document Number0000025449
DateJul 07, 2023
Instrument2023025449
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,786.00 (-23.15%) Homeowner's exemption$169,589 (-3.07%) Land $30,000 Building $139,589$169,589 (-3.07%) Land $30,000 Building $139,589
2024$2,324.00 (-16.88%)
2023$2,796.00 (-5.73%)$174,955 (+19.38%) Land $10,000 Building $164,955$174,955 (+19.38%) Land $10,000 Building $164,955
2022$2,966.00$146,555 Land $10,000 Building $136,555$146,555 Land $10,000 Building $136,555

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 738 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Metronet HoldingsFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
JAB WirelessFixed Wireless (unlicensed)300 / 60
TelespanFixed Wireless (unlicensed)100 / 40

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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