2204 95th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 2204 95th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1997
Lot Size	0.147 acres (6,435 sqft)
Owner	Individual Name on Record
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R142548`

Property Details

APN / Parcel Number

Primary APN	`R142548`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,431 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	6,435 sqft (0.147 acres)
Lot Dimensions	117 ft deep x 55 ft wide
Garage Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2204 95TH ST
City	LUBBOCK
State	TX
Zip	79423-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	OAK TERRACE L 85
Legal Subdivision	OAK TERRACE
Legal Lot Number	850
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1014
Census Tract	10506

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2204 95TH ST, LUBBOCK, TX 79423-4426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 25, 2019	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020
Deed Sale	Jun 26, 2020
Prior Sale	Jul 25, 2019
Deed Document Number	2020-26173
Record Updated	Jun 8, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 26, 2020
Property Address	2204 95TH ST, LUBBOCK, TX 79423-4426
Document Number	0000026173
Map Reference	VOL 5265 PG 322
Instrument Date	Jun 26, 2020
Instrument	2020026173
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 95TH ST, LUBBOCK, TX 79423-4426

Mortgage

Document Number	0000026174
Date	Jun 26, 2020
Instrument	2020026174

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 25, 2019
Property Address	2204 95TH ST, LUBBOCK, TX 79423-4426
Document Number	0000028455
Map Reference	VOL 5265 PG 332
Instrument Date	Jul 24, 2019
Instrument	2019028455
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	SERVICE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 95TH ST, LUBBOCK, TX 79423-4426

Mortgage

Document Number	0000028456
Date	Jul 25, 2019
Instrument	2019028456

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 (-14.72%) Homeowner's exemption	$191,462 (+7.72%) Land $30,000 Building $161,462	$191,462 (+2.53%) Land $30,000 Building $161,462
2024	$2,548.00 (+7.1%)
2023	$2,379.00 (-16.06%) Homeowner's exemption	$177,734 Land $14,850 Building $171,882	$186,732 Land $14,850 Building $171,882
2022	$2,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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